Cheryl Riley

Cheryl Riley

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$159,900

($73,421 down)
FHA

315 Silver Street N, Wykoff, MN 55990

3
1
1,165 sqft
PITI Monthly
$768.71 /mo

Listing courtesy of: , Driftless Realty LLC

Assumed Rate

3.62%
7.15%

Principal & Interest

$444 /mo
$658 /mo

What's Special

FRESH PAINT
SPACIOUS
EFFICIENT
AFFORDABLE

Come see this newly updated and affordable home. The home has updated flooring, fresh paint, stainless appliances, granite counters, and newer windows. A new energy efficient furnace and new water heater were just installed. The spacious garage/shed is ready for finishing touches.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 7 months
Monthly PITI
$768.71/mo
Estimated Loan Balance
$48,052
Cash to close
$73,421
Interest Paid
$18,099

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt, Metal
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt, Metal
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wykoff Original
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Wykoff

Financial Details

  • Price per Sqft: $137.25
  • Tax Annual Amount: $1268
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $73,421 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $73,421!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$86,479
Your Cash$73,421
Total Purchase Price:$159,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$444/mo
Traditional @ 7.15%
$683/mo
You save $239/month ($2,862/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6692665

Listing From: northstar

Last updated: 2025-04-09T16:13:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$444 /mo
$658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,421 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $73,421!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$86,479
Your Cash$73,421
Total Purchase Price:$159,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$444/mo
Traditional @ 7.15%
$683/mo
You save $239/month ($2,862/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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