Cheryl Riley

Cheryl Riley

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$675,000

($181,806 down)
VA

3246 Fernleaf Court, Castle Rock, CO 80109

6
4
2,565 sqft
PITI Monthly
$2,754.64 /mo

Listing courtesy of: Talitha Powers, eXp Realty, LLC

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,255 /mo
$3,580 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
DECK
CUL-DE-SAC
COZY

This beautifully updated home nestled on a spacious cul-de-sac lot in one of Castle Rock’s most desirable communities. Step inside to discover a bright and airy layout with vaulted ceilings and abundant natural light that create a warm and inviting atmosphere. The main and upper levels feature brand new carpet, offering a fresh and cozy feel throughout. A stunning fireplace on the main level adds the perfect touch of comfort for Colorado’s cooler nights. The kitchen is equipped with sleek stainless steel appliances, granite countertops, and stylish upgraded light fixtures, making it both functional and elegant—ideal for everyday meals or entertaining guests. This home offers excellent curb appeal with a newly painted exterior, a covered front porch, while the huge covered back deck is a true highlight, providing an ideal space for outdoor living and summer BBQs. The three-car garage ensures plenty of room for vehicles, tools, or additional storage. Additional features include a whole house fan to help keep things cool in the warmer months and enhance energy efficiency. And a Govee lighting system. All of this is set on a generous lot in a peaceful cul-de-sac—perfect for play, privacy, and hosting. Don’t miss your chance to own this thoughtfully upgraded Castle Rock gem. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,754.64/mo
Estimated Loan Balance
$559,185
Cash to close
$181,806
Interest Paid
$51,122

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Meadows
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Meadows Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $235
  • HOA Frequency: $Semi-Annually
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $263.16
  • Tax Annual Amount: $4001
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $181,806 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $181,806!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$493,194
Your Cash$181,806
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,255/mo
Traditional @ 7.15%
$3,713/mo
You save $1,459/month ($17,502/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4860193

Listing From: recolorado

Last updated: 2025-04-15T18:52:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,255 /mo
$3,580 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,806 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $181,806!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$493,194
Your Cash$181,806
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,255/mo
Traditional @ 7.15%
$3,713/mo
You save $1,459/month ($17,502/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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