Cheryl Riley

Cheryl Riley

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$549,000

($193,474 down)
VA

3367 Phantom Street, Wickenburg, AZ 85390

2
2
2,019 sqft
PITI Monthly
$1,889.94 /mo

Listing courtesy of: Jodie A Baker, HomeSmart

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,595 /mo
$2,568 /mo

What's Special

SERENE
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
WET BAR
PATIO
LANDSCAPED
MOTIVATED SELLER

FULLY ASSUMABLE 3% LOAN!! HIGHLY MOTIVATED SELLER!! 2 BD/2 BA/DEN Nestled in the tranquil desert resort community of Trilogy Wickenburg Ranch, this highly sought-after Cypress floor plan home on a north/south exposure premium lot offers a strong sense of privacy by providing no neighbors in front or behind the home. Upon entering, the residence reveals a grand open and wide floor plan with meticulous attention to detail. The enhanced den, wet bar, and spacious living room, with 9' ceilings and upgraded flooring throughout, create a warm atmosphere for entertaining or quiet evenings. The kitchen exudes both elegance and functionality. It boasts a large 4 seat island and is equipped with upgraded built-in appliances, a gas cooktop, under-counter lighting, a 2nd pantry, upgraded soft close cabinets, along with granite countertops. The luxurious primary suite, adorned with blackout shades/blinds, provides a serene sanctuary. The expansive master closet, featuring a custom closet system with abundant storage, adds a touch of luxury and functionality. The attached en-suite bathroom radiates spa-like indulgence, boasting a walk-in shower and double vanities. The backyard with a spacious covered patio sets the tone for tranquility, while beautifully appointed pavers extend the patio inviting relaxation amidst a beautifully landscaped oasis, adorned with a harmonious blend of native plants and strategic lighting, enhancing the home's innate natural beauty and privacy. Additionally, this home boasts a spacious 2-car garage with overhead storage racks and epoxy-coated floors, providing ample storage space for vehicles and belongings. Furthermore, this home offers an ungraded instant hot water circulation system, a water softener system, and a security system, to enhance comfort along with providing greater peace of mind. Situated in a prestigious Trilogy community, this beautifully upgraded home comes with plentiful amenities including a Troon golf course, a private 9-hole course, a resort pool & spa complex and multiple pickleball courts, while offering a luxury lifestyle effortlessly blending seclusion with accessibility. Experience luxury living at its finest with this exquisite home in Wickenburg Ranch.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,889.94/mo
Estimated Loan Balance
$356,242
Cash to close
$193,474
Interest Paid
$40,543

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating: Electric, Ceiling
Features
  • Materials: Stucco, Wood Frame, Blown Cellulose, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Blown Cellulose, Painted
  • Roof: Concrete
Condition
  • Year Built: 2021
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: WICKENBURG RANCH
  • Features: Pickleball, Lake, Gated, Community Spa Htd, Community Pool Htd, Community Media Room, Guarded Entry, Golf, Concierge, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Wickenburg Ranch Com
  • HOA Amenities: Unknown
  • HOA Fee: $449
  • HOA Frequency: $Monthly
Location
  • Region: Wickenburg

Financial Details

  • Price per Sqft: $271.92
  • Tax Annual Amount: $1541
  • On Market Date: 2024-07-04T08:31:05.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $193,474 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $193,474!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$355,526
Your Cash$193,474
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,595/mo
Traditional @ 7.15%
$2,664/mo
You save $1,069/month ($12,827/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6708287

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T20:43:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,595 /mo
$2,568 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,474 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $193,474!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$355,526
Your Cash$193,474
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,595/mo
Traditional @ 7.15%
$2,664/mo
You save $1,069/month ($12,827/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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