Cheryl Riley

Cheryl Riley

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$549,900

($321,751 down)
VA

3396 Via Cortez, Lompoc, CA 93436

3
2
1,247 sqft
PITI Monthly
$2,021.52 /mo

Listing courtesy of: Emmanuel Cornejo, Equity Union

Assumed Rate

3.97%
7.15%

Principal & Interest

$1,282 /mo
$1,820 /mo

What's Special

LOCATION
DINING
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
PATIO
PRIVATE BACKYARD
HISTORIC
COZY

Welcome to 3396 Via Cortez – Your Next Chapter Starts Here Located in the heart of the highly sought-after Mission Hills neighborhood of Lompoc, this inviting 3-bedroom, 2-bathroom home blends comfort, charm, and potential into one beautiful package. With 1,247 sq ft of living space on a 6,534 sq ft lot, this single-story gem is perfect for those looking to settle into a peaceful community without compromising space, convenience, or lifestyle. Step inside to a bright and welcoming living room filled with natural light—ideal for cozy evenings, lively gatherings, or simply unwinding after a long day. The kitchen features warm wood cabinetry, classic tile countertops, and a sunny dining nook perfect for morning coffee or casual meals. The home’s thoughtful layout includes three spacious bedrooms, with the primary suite offering direct access to the backyard—a seamless indoor-outdoor connection that adds a touch of everyday luxury. Both bathrooms have been tastefully updated with modern finishes, giving the home a clean, move-in ready feel. Outside, the private backyard offers endless potential—a perfect setting for entertaining, gardening, or creating your own outdoor retreat. There’s a large patio, mature landscaping, and a detached storage shed for extra functionality. The gated front yard, wide driveway, and attached two-car garage round out the home’s practical features. But it’s not just the home—it’s the lifestyle. Mission Hills offers a quiet, community-focused atmosphere while keeping you close to the best of the Central Coast. You're just minutes from: Purisima Mission State Historic Park – hiking trails and rich California history. La Purísima Golf Course – one of the top-ranked public courses in California. Downtown Lompoc – filled with local eateries, art murals, boutiques, and community events. Award-winning wineries along the Santa Rita Hills Wine Trail. Vandenberg Space Force Base – ideal for military, aerospace, or tech professionals. Scenic drives to Santa Ynez Valley and the beaches of Surf and Jalama. 3396 Via Cortez delivers on location, comfort, and opportunity.

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.97
Remaining Loan Term
22 years, 5 months
Monthly PITI
$2,021.52/mo
Estimated Loan Balance
$229,721
Cash to close
$321,751
Interest Paid
$75,295

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: MidCenturyModern
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lower Mission Hills (2168)
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lompoc

Financial Details

  • Price per Sqft: $440.98
  • Tax Annual Amount: $6873.75
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $321,751 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $321,751!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$228,149
Your Cash:$321,751
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$1,282/mo
Traditional @ 7.15%
$1,888/mo
You save $606/month ($7,274/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25077057

Listing From:

Last updated: 2025-04-15T18:14:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.97%
7.15%

Principal & Interest

$1,282 /mo
$1,820 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $321,751 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $321,751!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$228,149
Your Cash:$321,751
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$1,282/mo
Traditional @ 7.15%
$1,888/mo
You save $606/month ($7,274/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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