Cheryl Riley

Cheryl Riley

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$670,000

($249,190 down)
FHA

3867 Taconite Road, San Bernardino, CA 92407

4
3
2,314 sqft
PITI Monthly
$3,923.74 /mo

Listing courtesy of: Jason Khorramian, MAINSTREET REALTORS

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,863 /mo
$2,886 /mo

What's Special

DINING
SPACIOUS
MODERN
WALK-IN CLOSET
HOME OFFICE
LANDSCAPED
FITNESS CENTER

Welcome to 3867 Taconite Road – A Beautiful Home in the Heart of Rosena Ranch! This spacious and beautifully maintained 4-bedroom, 3-bathroom home offers over 2,300 square feet of comfortable living space, perfectly designed for modern family living. Nestled in the desirable Rosena Ranch community, this home features an open-concept layout with a large loft, ideal for a second living area, home office, or playroom. Enjoy a bright and airy interior with generously sized bedrooms, a well-appointed kitchen with ample cabinetry, and a seamless flow into the dining and living areas—perfect for entertaining or relaxing with family. The primary suite includes a walk-in closet and private bath, offering a peaceful retreat at the end of the day. Outside, the beautifully landscaped yard provides the perfect space for outdoor enjoyment. Rosena Ranch residents enjoy resort-style amenities including a community center, two swimming pools, BBQ and picnic areas, a fully equipped fitness center, sports courts, and a highly rated K-8 school right in the neighborhood. Don’t miss this opportunity to live in one of San Bernardino’s most sought-after communities!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$3,923.74/mo
Estimated Loan Balance
$421,948
Cash to close
$249,190
Interest Paid
$44,999

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Rosena Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $289.54
  • Tax Annual Amount: $8375
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,190 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $249,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$420,810
Your Cash$249,190
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,863/mo
Traditional @ 7.15%
$2,994/mo
You save $131/month ($1,568/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25080659

Listing From:

Last updated: 2025-04-15T04:38:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,863 /mo
$2,886 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,190 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $249,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$420,810
Your Cash$249,190
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,863/mo
Traditional @ 7.15%
$2,994/mo
You save $131/month ($1,568/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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