Cheryl Riley

Cheryl Riley

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Active

$614,900

($80,288 down)
VA

3907 S 75th Drive, Phoenix, AZ 85043

4
3
2,415 sqft
PITI Monthly
$3,435.71 /mo

Listing courtesy of: Ashley Nava, eXp Realty

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,055 /mo
$3,749 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS

This hard-to-find, beautiful 2022-built home has it all! Featuring 4 spacious bedrooms, 2.5 bathrooms, and a massive RV garage with an RV gate and an expansive side yard, this home sits on an oversized lot, providing plenty of space for all your toys and activities. With a 2-car garage, there's no shortage of storage! Inside, you'll find upgraded wood plank tile throughout, enhancing the open great room concept. The stunning kitchen boasts a huge island, gorgeous granite countertops, and a gas range perfect for both cooking and entertaining. The split floorplan offers privacy, with the large primary bedroom featuring plenty of space to relax and unwind. The backyard is designed for fun, with turf, a sport court slab, and an above-ground pool, offering the perfect spot to play, entertain, and enjoy the outdoors. This home has tons of storage throughout and is ready for all your needsbring your RV, boats, and more. Located in a prime spot with easy access to all the essentials, this home truly has it all!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,435.71/mo
Estimated Loan Balance
$535,338
Cash to close
$80,288
Interest Paid
$71,176

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 6
  • Carport: Yes
  • Carport Spaces: 6
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Above Ground

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: Tuscano PCD Phase 2 Parcel F
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Tuscano
  • HOA Amenities: Unknown
  • HOA Fee: $82.4
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $254.62
  • Tax Annual Amount: $2570
  • On Market Date: 2025-04-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $80,288 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $80,288!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$534,612
Your Cash$80,288
Total Purchase Price:$614,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,055/mo
Traditional @ 7.15%
$3,889/mo
You save $834/month ($10,007/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6843319

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-15T23:27:02.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,055 /mo
$3,749 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,288 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $80,288!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$534,612
Your Cash$80,288
Total Purchase Price:$614,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,055/mo
Traditional @ 7.15%
$3,889/mo
You save $834/month ($10,007/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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