Cheryl Riley

Cheryl Riley

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$860,000

($88,301 down)
FHA

3923 Kaplan Way, National City, CA 91950

3
3
1,938 sqft
PITI Monthly
$6,544.38 /mo

Listing courtesy of: Bernadeth Huertas, Coldwell Banker West

Assumed Rate

6.78%
7.15%

Principal & Interest

$5,074 /mo
$5,268 /mo

What's Special

LOCATION
GATED COMMUNITY
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
CLUBHOUSE
PLAYGROUND

Lovely two-story home in a prestigious clean and quiet gated community in National City on the border of the city of Bonita. Perfect family home: upstairs bedrooms, attached two-car garage, lovely kitchen with center island, granite countertops, greenhouse window, vaulted ceilings, and skylights. Walk to the pool, clubhouse, and playground. Many trees surround. DIMENSIONS: Living Room: 25X12 - Dining room 10X9 - Family room: 11X9, and Fireplace. Kitchen 12X10 Master Bedroom: 21X12, and Bed 2 Dimension: 14X12 each. Close to schools and Bonita Mall. Excellent location to access freeway and stores. No Mello-Roos and low HOA fee. 3923 Kaplan Way is a two-story single-family home located in a gated community in National City, California, near the Bonita border. this residence offers 1,938 square feet of living space and includes three bedrooms and 2.5 bathrooms. Key features of the home include: • Kitchen: Equipped with a center island, granite countertops, and a greenhouse window. • Living Areas: Features vaulted ceilings and skylights, enhancing the natural light and spacious feel. • Garage: Attached two-car garage provides convenient parking and storage. • Community Amenities: Residents have access to a pool, clubhouse, and playground within the gated community. This dream home is waiting for you!!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$6,544.38/mo
Estimated Loan Balance
$773,818
Cash to close
$88,301
Interest Paid
$52,628

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Asphalt, Drywall, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Kitchen
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, FairCondition
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Asphalt, Drywall, Concrete, Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Bella Bonita
  • HOA Amenities: Unknown
  • HOA Fee: $280
  • HOA Frequency: $Monthly
Location
  • Region: National City

Financial Details

  • Price per Sqft: $443.76
  • Tax Annual Amount: $10750
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $88,301 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $88,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$771,699
Your Cash$88,301
Total Purchase Price:$860,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$5,074/mo
Traditional @ 7.15%
$5,464/mo
You save $390/month ($4,679/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502471

Listing From:

Last updated: 2025-04-15T19:59:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$5,074 /mo
$5,268 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,301 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $88,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$771,699
Your Cash$88,301
Total Purchase Price:$860,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$5,074/mo
Traditional @ 7.15%
$5,464/mo
You save $390/month ($4,679/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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