Cheryl Riley

Cheryl Riley

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$745,000

($209,191 down)
FHA

40547 Gold Nugget Drive, Deer Trail, CO 80105

4
4
4,232 sqft
PITI Monthly
$3,817.42 /mo

Listing courtesy of: Sean Hannon, Compass - Denver

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,997 /mo
$3,780 /mo

What's Special

FRESH PAINT
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
LUXURY
WALK-IN CLOSET
MASTER SUITE
FINISHED BASEMENT
DECK
PATIO
EFFICIENT

USDA Loan Eligible – Mountain-View Estate on 10.75 Acres. 40547 Gold Nugget Dr, Deer Trail, CO. Discover the perfect blend of luxury, privacy, and convenience in this move-in ready 4-bedroom, 4-bathroom estate set on 10.75 acres with breathtaking views from Pikes Peak to Longs Peak. Ideally located just minutes from Parker, I-70, and Elizabeth, this home offers the tranquility of rural living with quick access to urban amenities. The open-concept layout invites natural light into every room, creating an inviting atmosphere throughout. Can't forget to mention the large primary suite with an awesome updated bathroom and walk-in closet. Enjoy the expansive back deck and private master suite deck, both showcasing stunning mountain vistas. The spacious patio, with hot tub hookup and privacy shade, is perfect for entertaining or unwinding in peaceful surroundings. The partially finished basement offers flexibility for a gym, office, or guest suite, while the well-appointed kitchen and generous living areas ensure comfort and style throughout. Designed for self-sufficiency, this home features: Generac full-house backup generator, Whole-home water filtration system, 1,000-gallon underground propane tank, Energy-efficient whole-house attic fan for phenomenal cooling. Additional highlights include a 2-car garage, oversized parking pad, and fenced pasture ideal for animals or future expansion. With 1 acre-foot of adjudicated water rights, the property offers excellent potential for farming or gardening. Recent updates include a new roof in the last few year, fresh paint, and a French drain system. Located on county-maintained roads, this estate combines privacy and convenience, with easy access to Parker, I-70, and Elizabeth—close to shopping, dining, and major routes. Whether you seek a private retreat, a versatile lifestyle property, or a home ready to make your own, 40547 Gold Nugget Dr presents an exceptional opportunity to live the Colorado dream.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,817.42/mo
Estimated Loan Balance
$537,347
Cash to close
$209,191
Interest Paid
$77,320

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Attic Fan
  • Heating: Baseboard, Hot Water
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chaparral
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Deer Trail

Financial Details

  • Price per Sqft: $176.04
  • Tax Annual Amount: $2484
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $209,191 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $209,191!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$535,809
Your Cash$209,191
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,997/mo
Traditional @ 7.15%
$3,921/mo
You save $923/month ($11,080/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7746896

Listing From: recolorado

Last updated: 2025-04-09T15:22:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,997 /mo
$3,780 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $209,191 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $209,191!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$535,809
Your Cash$209,191
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,997/mo
Traditional @ 7.15%
$3,921/mo
You save $923/month ($11,080/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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