Cheryl Riley

Cheryl Riley

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$349,000

($131,286 down)
FHA

409 S Orange Street, Turlock, CA 95380

2
1
912 sqft
PITI Monthly
$1,831.17 /mo

Listing courtesy of: Gustavo Perez, Re/max Executive

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,144 /mo
$1,658 /mo

What's Special

SPACIOUS
MODERN
HOME OFFICE

Welcome to this beautifully updated 2-bedroom, 1-bath home nestled in a desirable Turlock neighborhood. Situated near Wakefield Elementary, Osborn Two-Way Immersion Academy, and just minutes from vibrant Downtown Turlock, this home offers both comfort and convenience. Recently updated within the last five years, the home features modern finishes while maintaining its original charm. The spacious detached garage provides endless potential—perfect for a future ADU, guest suite, or home office. Whether you're a first-time buyer, investor, or looking to downsize, this property checks all the boxes. Don’t miss this opportunity to own a well-located gem with room to grow!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$1,831.17/mo
Estimated Loan Balance
$233,068
Cash to close
$131,286
Interest Paid
$50,020

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1912
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Turlock

Financial Details

  • Price per Sqft: $382.68
  • Tax Annual Amount: $4362.5
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $131,286 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $131,286!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$217,714
Your Cash$131,286
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,144/mo
Traditional @ 7.15%
$1,720/mo
You save $576/month ($6,911/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25080153

Listing From:

Last updated: 2025-04-12T14:30:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,144 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $131,286 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $131,286!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$217,714
Your Cash$131,286
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,144/mo
Traditional @ 7.15%
$1,720/mo
You save $576/month ($6,911/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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