Cheryl Riley

Cheryl Riley

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$539,999

($86,364 down)
FHA

4109 Georgetown Drive, Loveland, CO 80538

4
3
2,095 sqft
PITI Monthly
$3,050.23 /mo

Listing courtesy of: Briana Mendez, Orchard Brokerage LLC

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,331 /mo
$3,232 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
SPACIOUS
FINISHED BASEMENT
DECK
CHARMING

Welcome to 4109 Georgetown Dr! This charming 4 bedroom, 2.5 bathroom home offers comfort, space, and an ideal location close to everything Northern Colorado has to offer. Step onto the welcoming front porch and into an inviting open floorplan where the kitchen, dining room, and living room flow seamlessly—perfect for both everyday living and entertaining. A convenient half bath is also located on the main level. Upstairs, you'll find a spacious primary suite with an newly remodeled en-suite bathroom, three additional bedrooms, another full bathroom, and a versatile family room. The 835 square foot unfinished basement offers endless potential for future expansion, whether you envision a home gym, workshop, or additional living space. This home has new high efficiency windows and a whole house humidifier. Enjoy outdoor living on the back deck in the fully fenced backyard—ideal for relaxing, gardening, or letting pets roam free. A 2-car garage completes the package. Located in northwest Loveland, this home is just minutes from Mehaffey Park, top-rated schools, trails, shopping, and dining. With quick access to Fort Collins and Estes Park, you’ll love living in one of Loveland’s most desirable neighborhoods. Don’t miss this opportunity to own a beautiful home in a great location! Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,050.23/mo
Estimated Loan Balance
$455,885
Cash to close
$86,364
Interest Paid
$56,758

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Shamrock West
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Kendall Brook HOA
  • HOA Amenities: Unknown
  • HOA Fee: $60
  • HOA Frequency: $Monthly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $257.76
  • Tax Annual Amount: $2558
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $86,364 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $86,364!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$453,635
Your Cash$86,364
Total Purchase Price:$539,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,331/mo
Traditional @ 7.15%
$3,352/mo
You save $1,021/month ($12,248/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9697495

Listing From: recolorado

Last updated: 2025-04-12T00:02:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,331 /mo
$3,232 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,364 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $86,364!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$453,635
Your Cash$86,364
Total Purchase Price:$539,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,331/mo
Traditional @ 7.15%
$3,352/mo
You save $1,021/month ($12,248/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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