Cheryl Riley

Cheryl Riley

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$550,000

($184,120 down)
VA

4162 Balsa Court, Loveland, CO 80538

5
3
2,244 sqft
PITI Monthly
$2,742.13 /mo

Listing courtesy of: Cristina Sajovich, WK Real Estate

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,826 /mo
$2,756 /mo

What's Special

LOCATION
DINING
SPACIOUS
HARDWOOD FLOORS
HOME OFFICE
DECK
FENCED YARD
CLUBHOUSE
CUL-DE-SAC
COZY
NO HOA

Step into the unexpected at 4162 Balsa Court-where comfort meets possibility on a quiet Loveland cul-de-sac. This five-bedroom, three-bath home surprises with its thoughtful layout, generous natural light, and a spacious backyard that invites everything from weekend barbecues to quiet evenings under the stars.The main level, with hardwood floors, flows easily from room to room, offering both open space for gathering and distinct areas for work or retreat. A refreshed kitchen anchors the home with stainless appliances, ample counter space and storage, and seamless access to the dining and living areas.The finished lower level extends the living space with a cozy rec room and two additional bedrooms-ideal for guests or a home office setup. Outside, the fully fenced yard offers room to roam, garden, or simply relax beneath mature shade trees. With a built-in bbq area, covered deck, grape arbor, chicken coop, and heated clubhouse/ art studio or office, the backyard adds an entire new layer to your home-life satisfaction. With an attached two-car garage, NO HOA, and close proximity to trails, schools, and all the Loveland amenities, this home is a rare combination of location, flexibility, and value. 4162 Balsa Court is more than a place to live-it's a place to grow, unwind, and create your next chapter.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,742.13/mo
Estimated Loan Balance
$368,170
Cash to close
$184,120
Interest Paid
$67,311

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Woodmere
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $245.1
  • Tax Annual Amount: $8996
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $184,120 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $184,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$365,880
Your Cash$184,120
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,826/mo
Traditional @ 7.15%
$2,859/mo
You save $1,033/month ($12,401/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030919

Listing From: recolorado

Last updated: 2025-04-16T00:04:27.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,826 /mo
$2,756 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,120 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $184,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$365,880
Your Cash$184,120
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,826/mo
Traditional @ 7.15%
$2,859/mo
You save $1,033/month ($12,401/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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