Cheryl Riley

Cheryl Riley

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$1,090,000

($312,699 down)
VA

4214 Seven Hills Road, Castro Valley, CA 94546

2
1
1,173 sqft
PITI Monthly
$6,149.84 /mo

Listing courtesy of: Rinkoo R. Nat, Elite Realty Services

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,714 /mo
$5,403 /mo

What's Special

SERENE
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
MATURE TREES
CHARMING
SOLAR PANELS

Welcome to this charming ranch-style home, featuring NEM2 solar panels (owned), allowing you to receive full retail value for excess energy sent back to the grid - dramatically reducing your electricity bills. Enjoy living in a friendly neighborhood surrounded by tranquility and nature, yet conveniently close to BART, giving you easy access to San Francisco, Silicon Valley, and many nearby hiking trails. Just moments away from picturesque Lake Chabot, this home offers easy access to scenic hiking trails and endless outdoor adventures. The home is located within the highly-rated Castro Valley school district. Paired with a brand-new roof, this home offers modern reliability and exceptional energy efficiency. The chef's kitchen is equipped with stainless steel appliances, including a brand-new refrigerator, ample shelving and drawers, and elegant white countertops. Two spacious bedrooms complete the interior, along with a one-car garage. The backyard offers a perfect blend of open space and privacy, with mature trees, including fruit trees and a Japanese Maple, lining the perimeter for a serene setting. The yard is perfect for summer barbecue, setting up a childrens play area, or starting a garden, this expansive outdoor retreat has endless potential including room for an ADU.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.84
Remaining Loan Term
27 years, 10 months
Monthly PITI
$6,149.84/mo
Estimated Loan Balance
$778,228
Cash to close
$312,699
Interest Paid
$99,876

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Castro Valley

Financial Details

  • Price per Sqft: $929.24
  • Tax Annual Amount: $13625
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $312,699 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $312,699!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$777,301
Your Cash$312,699
Total Purchase Price:$1,090,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,714/mo
Traditional @ 7.15%
$5,605/mo
You save $890/month ($10,683/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML82002137

Listing From:

Last updated: 2025-04-14T17:45:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,714 /mo
$5,403 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $312,699 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $312,699!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$777,301
Your Cash$312,699
Total Purchase Price:$1,090,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,714/mo
Traditional @ 7.15%
$5,605/mo
You save $890/month ($10,683/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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