Cheryl Riley

Cheryl Riley

Property SearchContact
primary-1
primary-2primary-3
Active

$639,900

($142,130 down)
FHA

42637 Marsuerite Way, Lancaster, CA 93536

5
3
2,870 sqft
PITI Monthly
$4,059.84 /mo

Listing courtesy of: Guadalupe Wrona, Berkshire Hathaway HomeServices Troth, Realtors

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,859 /mo
$3,505 /mo

What's Special

DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
DECK
PATIO
COZY
NO HOA

No HOA or Mello Roos!! Score!! This West Lancaster gem in the heart of Quartz Hill is your next dream home. Feast your eyes on this stunning 5-bedroom, 3-bathroom house with a 3-car tandem garage, all nestled on a corner lot. The front yard boasts an oversized driveway, perfect for RV parking! Step inside and be dazzled by soaring vaulted ceilings and a flood of natural light from the abundance of windows. The home shines with NEW modern flooring and LED recessed lighting throughout. As you wander in, a private nook hosts a full bathroom and large bedroom downstairs. Currently a secondary living room, the large dining room welcomes countless possibilities! The expansive living room and kitchen flow together seamlessly, making it a party paradise. The chef's kitchen is decked out with granite countertops and heaps of cabinets and counter space. Cozy up in the enormous living room by the fireplace.Venture upstairs to the sprawling primary suite, complete with a colossal walk-in closet, sunken tub, and dual sinks. Three additional large bedrooms upstairs complete the 5-bedroom layout. The backyard is your personal park with a newer covered patio, while the spacious side yards offer endless opportunities for entertaining. And did we mention... This beauty has solar power! Walking distance to Quartz Hill High School! Westside Union School District. Check out the 3D tour and video!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,059.84/mo
Estimated Loan Balance
$498,457
Cash to close
$142,130
Interest Paid
$73,196

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $222.96
  • Tax Annual Amount: $7998.75
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $142,130 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $142,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$497,770
Your Cash$142,130
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,859/mo
Traditional @ 7.15%
$3,636/mo
You save $776/month ($9,317/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25078900

Listing From:

Last updated: 2025-04-15T20:19:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,859 /mo
$3,505 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $142,130 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $142,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$497,770
Your Cash$142,130
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,859/mo
Traditional @ 7.15%
$3,636/mo
You save $776/month ($9,317/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

American Allstar Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.