Cheryl Riley

Cheryl Riley

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$499,900

($239,094 down)
VA

439 W Horseshoe Drive, Shoreview, MN 55126

3
4
3,440 sqft
PITI Monthly
$2,097.04 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

2.69%
7.15%

Principal & Interest

$1,385 /mo
$2,165 /mo

What's Special

LOCATION
SERENE
SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
HOME OFFICE

One-of-a-kind chalet-style 3-bedroom home in prime Shoreview location. Nestled between the serene waters of Lake Owasso and Lake Wabasso, this custom-built home offers a truly unique living experience in one of Shoreview's most coveted locations. With exquisite imported building features from Spain and Switzerland, including hand-painted and carved vaulted ceilings, and stunning stained-glass doors, this home is a masterpiece of craftsmanship and design. The home boasts multiple inviting living and entertaining spaces, perfect for both quiet relaxation and vibrant gatherings. The expansive 3-season porch provides a tranquil spot to enjoy the outdoors year-round. Upstairs, you’ll find three spacious bedrooms, including a luxurious primary suite complete with a massive walk-in closet, an en-suite bathroom and private exterior space. Every detail in this home has been thoughtfully designed for comfort and elegance. The lower level offers flexible space to suit your lifestyle, whether you need a home office, playroom, or additional entertaining area. This versatile space can adapt to your needs, providing even more room to grow and enjoy. The heated oversized garage offers ample space for vehicles and storage, making it both practical and convenient. With an amazing location just a short walk to the beach and landing, you'll enjoy easy access to outdoor recreation.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.69
Remaining Loan Term
20 years, 5 months
Monthly PITI
$2,097.04/mo
Estimated Loan Balance
$272,046
Cash to close
$239,094
Interest Paid
$34,803

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Baseboard, Forced Air
Features
  • Materials: Brick/Stone, Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Stucco, Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1938
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chapmans Lake Owasso
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Shoreview

Financial Details

  • Price per Sqft: $145.32
  • Tax Annual Amount: $6549
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $239,094 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $239,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.69% Sellers Rate
$260,806
Your Cash$239,094
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 2.69%
$1,385/mo
Traditional @ 7.15%
$2,237/mo
You save $852/month ($10,227/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6692647

Listing From: northstar

Last updated: 2025-04-15T22:00:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.69%
7.15%

Principal & Interest

$1,385 /mo
$2,165 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $239,094 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $239,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.69% Sellers Rate
$260,806
Your Cash$239,094
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 2.69%
$1,385/mo
Traditional @ 7.15%
$2,237/mo
You save $852/month ($10,227/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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