Cheryl Riley

Cheryl Riley

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Pending

$399,995

($161,971 down)
FHA

44146 11th Street W, Lancaster, CA 93534

3
2
1,120 sqft
PITI Monthly
$1,916.89 /mo

Listing courtesy of: Cameron Orozco, Realty Executives United

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,163 /mo
$1,791 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
CUL-DE-SAC

Welcome to this beautifully updated single-story home nestled in a quiet cul-de-sac. Boasting 3 spacious bedrooms and 2 full bathrooms, this 1,120 sq ft gem sits on a generous 7,108 sq ft lot—offering both comfort and ample outdoor space. Step inside to find a freshly painted interior complemented by brand new carpet in the inviting living room. The modern kitchen features sleek stainless steel appliances, perfect for home cooking and entertaining. With a functional layout and thoughtful upgrades throughout, this home is move-in ready and ideal for all buyers. Enjoy the privacy and tranquility of cul-de-sac living, with plenty of room to garden, play, or simply relax in the backyard. Don't miss this opportunity to own a turn-key home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,916.89/mo
Estimated Loan Balance
$254,188
Cash to close
$161,971
Interest Paid
$40,341

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $357.14
  • Tax Annual Amount: $4999.94
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,971 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $161,971!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$238,024
Your Cash$161,971
Total Purchase Price:$399,995

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,163/mo
Traditional @ 7.15%
$1,857/mo
You save $695/month ($8,337/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25075728

Listing From:

Last updated: 2025-04-11T23:29:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,163 /mo
$1,791 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,971 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $161,971!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$238,024
Your Cash$161,971
Total Purchase Price:$399,995

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,163/mo
Traditional @ 7.15%
$1,857/mo
You save $695/month ($8,337/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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