Cheryl Riley

Cheryl Riley

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$535,000

($40,298 down)
FHA

44566 W HIGH DESERT Trail, Maricopa, AZ 85139

5
3
3,320 sqft
PITI Monthly
$3,743.6 /mo

Listing courtesy of: Francisco J Mendoza, My Home Group Real Estate

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,143 /mo
$3,415 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
MASTER SUITE
PATIO
SOLAR PANELS

Welcome to Cobblestone's Fulton community, where this stunning home boasts an impressive array of features, including five-plus bedrooms, a pool, pergola, butler pantry, and dedicated office. Upon entering, you'll notice the upgraded flooring with large wood-look tile planks and a large pantry with a sliding barn door. The large open-concept kitchen features SS appliances and plenty of cabinet space. Enjoy relaxing evenings on the patio before taking a dip in the expansive pool surrounded by travertine pavers. Unwind in the pergola surrounded by trees for the perfect shade. Upstairs you will enjoy the spacious master suite with an executive shower and walk-in closet. Additionally, the home features leased solar panels and newer AC unit.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$3,743.6/mo
Estimated Loan Balance
$495,229
Cash to close
$40,298
Interest Paid
$58,180

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Reflective Coating, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2.5
  • Carport: Yes
  • Carport Spaces: 2.5
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Territorial/Santa Fe
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Reflective Coating, Tile
Condition
  • Year Built: 2006
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: COBBLESTONE FARMS PARCEL III
  • Features: Lake, Community Spa, Community Pool, Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Cobblestone Farms
  • HOA Amenities: Unknown
  • HOA Fee: $396.34
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $161.14
  • Tax Annual Amount: $2424
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $40,298 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $40,298!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$494,702
Your Cash$40,298
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,143/mo
Traditional @ 7.15%
$3,543/mo
You save $399/month ($4,794/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6847706

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-10T18:04:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,143 /mo
$3,415 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,298 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $40,298!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$494,702
Your Cash$40,298
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,143/mo
Traditional @ 7.15%
$3,543/mo
You save $399/month ($4,794/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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