Cheryl Riley

Cheryl Riley

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$515,000

($196,535 down)
VA

4472 Adriatic Sea Way, Sacramento, CA 95834

4
3
1,763 sqft
PITI Monthly
$2,228.21 /mo

Listing courtesy of: Jasmine Hays, Better Homes and Gardens RP

Assumed Rate

3.13%
7.15%

Principal & Interest

$1,525 /mo
$2,403 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
PATIO
COZY

Welcome to your dream home! This impeccably maintained 3 bedroom, 2.5 bath home; with a loft, offers 1,763 sq ft of elegant living space. This two-story gem boasts an open floor plan that flows seamlessly, great for entertaining and be sure to check out the tranquil patio conveniently located right off the great room. This home is one of the few that is on a premium lot, which includes an additional fenced in side- yard, which is great for storage or a dog-run. A modern kitchen is adorned with beautiful quartz countertops, stainless steel appliances, a breakfast bar and a spacious pantry. Perfect for the home chef! Upstairs, you'll find a versatile loft that can be tailored to your needs, whether it's a home office, playroom, or cozy reading nook. The spacious primary suite provides a serene retreat with a sleek en-suite bath and walk-in closet. The additional bedrooms are perfect for family or guests. There are no rear neighbors, so you get nothing but beautiful greenery to look at. Enjoy the convenience of a vibrant community with easy access to shopping, dining, major free-ways and excellent schools. Don't miss out on this incredible opportunity to own a home in one of the most desirable neighborhoods in Natomas.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.13
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,228.21/mo
Estimated Loan Balance
$5,244
Cash to close
$196,535
Interest Paid
$51,122

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: NATOMAS AREA
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $41
  • HOA Frequency: $Monthly
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $292.12
  • Tax Annual Amount: $6437.5
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $196,535 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $196,535!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.13% Sellers Rate
$318,465
Your Cash$196,535
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.13%
$1,525/mo
Traditional @ 7.15%
$2,493/mo
You save $968/month ($11,611/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41091354

Listing From:

Last updated: 2025-04-09T00:57:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.13%
7.15%

Principal & Interest

$1,525 /mo
$2,403 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $196,535 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $196,535!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.13% Sellers Rate
$318,465
Your Cash$196,535
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.13%
$1,525/mo
Traditional @ 7.15%
$2,493/mo
You save $968/month ($11,611/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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