Cheryl Riley

Cheryl Riley

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Active

$454,000

($109,784 down)
VA

4617 W COTTONTAIL Road, Phoenix, AZ 85086

4
2
1,757 sqft
PITI Monthly
$1,873.95 /mo

Listing courtesy of: Jessica Doberneck, Platinum Realty Group

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,552 /mo
$2,519 /mo

What's Special

SERENE
MODERN
PATIO
PLAYGROUND
CHARMING
AFFORDABLE

Tucked away in the heart of Anthem's desirable west side, this beautifully refreshed home is ready to welcome you. With new floors, high-profile baseboards, and a fresh, modern color palette, every space feels bright, stylish, and effortlessly inviting. The split primary suite offers a peaceful retreat—just the right amount of privacy while staying connected to the home's natural flow and the heart of daily living. Step outside, and you'll find a backyard designed for play—a covered patio, new lush turf, and modern pavers set the stage for weekend barbecues, quiet morning coffee, family gatherings, or simply unwinding in the Arizona sunshine. Perfectly located just around the corner from a massive park with multiple fields and an incredible playground, this home also backs up to miles of serene desert state land, creating a peaceful and private atmosphere. Plus, living on Anthem's west side means more affordable water! Don't miss out on this charming, comfortable, and perfectly located homecome see it for yourself before it's gone!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,873.95/mo
Estimated Loan Balance
$347,081
Cash to close
$109,784
Interest Paid
$35,622

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: US Home

Community & HOA

Community
  • Subdivision: ANTHEM WEST UNIT 1
  • Features: Pickleball, Community Pool Htd, Community Pool, Golf, Tennis Court(s), Racquetball, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: ACC
  • HOA Amenities: Unknown
  • HOA Fee: $300.69
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $258.39
  • Tax Annual Amount: $1859
  • On Market Date: 2025-04-11T06:10:04.000Z
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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $109,784 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $109,784!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$344,216
Your Cash$109,784
Total Purchase Price:$454,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,552/mo
Traditional @ 7.15%
$2,613/mo
You save $1,061/month ($12,726/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849825

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-14T06:55:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,552 /mo
$2,519 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,784 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $109,784!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$344,216
Your Cash$109,784
Total Purchase Price:$454,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,552/mo
Traditional @ 7.15%
$2,613/mo
You save $1,061/month ($12,726/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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