Cheryl Riley

Cheryl Riley

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$840,000

($119,523 down)
FHA

4644 S Kipling Circle, Littleton, CO 80123

4
3
2,630 sqft
PITI Monthly
$5,424.78 /mo

Listing courtesy of: Roshan Bogati, eXp Realty, LLC

Assumed Rate

6.32%
7.15%

Principal & Interest

$4,583 /mo
$4,991 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
FINISHED BASEMENT
PRIVATE BACKYARD

Welcome To Your Dream Home! This stunning 4-bedroom 3-bathroom residence, built just 2 years ago, nestled in a quiet maintenance-free community combines modern elegance with exceptional comfort. As you step inside, you'll be greeted by soaring 9-foot ceilings that amplify the sense of space. On the main floor, you have a bedroom perfect for your guest and a study room great for work from home. Thoughtfully chosen finishes in the kitchen create a clean and timeless ambiance featuring white cabinets, elegant quartz countertops, stainless steel appliances and expansive center island which provides additional prep space and casual dining options. The dining area seamlessly connects to the private backyard through the sliding glass doors, the privacy fencing and no neighbors in the backyard is perfect for family get together and entertainment. The top floor offers a spacious primary suite along with an attached bathroom and a huge walk-in closet. Just outside the primary bedroom is the loft which is a beautiful addition to the home that could be a perfect place to read your favorite book, watch a movie or play a game. Across the hall has two additional bedrooms offering plenty of space for family or guests, each with easy access to a shared bathroom. The laundry is conveniently located upstairs. The unfinished basement presents endless opportunities-whether you envision a media room, home gym, or playroom, the choice is yours. Ideally located for easy access to the mountains and within walking distance of multiple parks, Harriman lake, the southwest recreation center and just a minutes drive from Southwest Plaza, major banks, shopping and dining. Don't miss the opportunity to make this exceptional home your own. Schedule an appointment and come see this gem.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.32
Remaining Loan Term
28 years, 0 months
Monthly PITI
$5,424.78/mo
Estimated Loan Balance
$722,042
Cash to close
$119,523
Interest Paid
$92,353

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Concrete, Frame, Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Concrete, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Concrete, Frame, Stone, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: Meritage Homes

Community & HOA

Community
  • Subdivision: Kipling Park West
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: MSI
  • HOA Amenities: Unknown
  • HOA Fee: $126
  • HOA Frequency: $Monthly
Location
  • Region: Littleton

Financial Details

  • Price per Sqft: $319.39
  • Tax Annual Amount: $3434
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $119,523 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $119,523!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.32% Sellers Rate
$720,477
Your Cash$119,523
Total Purchase Price:$840,000

Assumed vs Traditional Mortgage

Assumed @ 6.32%
$4,583/mo
Traditional @ 7.15%
$5,177/mo
You save $593/month ($7,121/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4007361

Listing From: recolorado

Last updated: 2025-04-14T00:03:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.32%
7.15%

Principal & Interest

$4,583 /mo
$4,991 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,523 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $119,523!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.32% Sellers Rate
$720,477
Your Cash$119,523
Total Purchase Price:$840,000

Assumed vs Traditional Mortgage

Assumed @ 6.32%
$4,583/mo
Traditional @ 7.15%
$5,177/mo
You save $593/month ($7,121/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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