Cheryl Riley

Cheryl Riley

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$485,000

($174,905 down)
FHA

474 Castle Pines Avenue, Johnstown, CO 80534

3
2
1,513 sqft
PITI Monthly
$2,463.11 /mo

Listing courtesy of: Todd Jeskulski, Focal Real Estate Group

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,810 /mo
$2,387 /mo

What's Special

LOCATION
ENTERTAINMENT
DINING
HARDWOOD FLOORS
FIREPLACE
FINISHED BASEMENT
COZY
TURNKEY

Nestled in the heart of Johnstown at 474 Castle Pines, this captivating ranch-style home offers a harmonious blend of comfort and convenience. The original owner has meticulously maintained this property, ensuring that it stands out as a testament to prideful homeownership. As you step inside, the open floor plan unfolds before you, boasting hardwood floors that gleam with natural light. The elegant living room, anchored by a cozy fireplace, presents a perfect setting for relaxation and entertainment. The home comprises three well-appointed bedrooms, providing ample space for rest and rejuvenation, alongside two bathrooms that feature decorative tile work, adding a touch of sophistication. The eat-in kitchen, which opens to the dining room, is the heart of the home. It is equipped with a center island that offers additional counter space and a gathering spot for casual meals or morning coffee. For those with culinary passions, the kitchen layout facilitates a seamless cooking experience while allowing hosts to remain engaged with guests. The full unfinished basement is a canvas waiting for your personal touch - ideal for creating extra living space, a workout area, or a home theater to suit your lifestyle needs. Exteriors are just as impressive, with an oversized garage providing extra storage or workspace for hobbies and projects. The property boasts a generous lot of approximately 0.14 acres, where outdoor living can be enjoyed in privacy. Location is key, and this home benefits from being close to all Johnstown's amenities without the burden of a metro tax. It offers an oasis of peace without sacrificing accessibility to shops, dining, and entertainment options. 474 Castle Pines represents an exceptional opportunity to own a turnkey home in a sought-after locale. Embrace this chance to create your life's next chapter in a space where elegance and practicality are intimately intertwined.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.59
Remaining Loan Term
23 years, 3 months
Monthly PITI
$2,463.11/mo
Estimated Loan Balance
$311,953
Cash to close
$174,905
Interest Paid
$103,225

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Vinyl, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stone, Frame
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Farm
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Johnstown Farms
  • HOA Amenities: Unknown
  • HOA Fee: $108
  • HOA Frequency: $Quarterly
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $320.56
  • Tax Annual Amount: $2833
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $174,905 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $174,905!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$310,095
Your Cash$174,905
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,810/mo
Traditional @ 7.15%
$2,476/mo
You save $666/month ($7,997/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030802

Listing From: recolorado

Last updated: 2025-04-10T22:01:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,810 /mo
$2,387 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $174,905 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $174,905!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$310,095
Your Cash$174,905
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,810/mo
Traditional @ 7.15%
$2,476/mo
You save $666/month ($7,997/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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