Cheryl Riley

Cheryl Riley

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Pending

$265,000

($188,593 down)
FHA

4962 Scotty Drive, Kingman, AZ 86409

3
2
1,568 sqft
PITI Monthly
$739.55 /mo

Listing courtesy of: Scott Lander, KG Keller Williams Arizona Living Realty

Assumed Rate

4.13%
7.15%

Principal & Interest

$477 /mo
$665 /mo

What's Special

MOVE-IN READY
MODERN
WALK-IN CLOSET
SAFE
CHARMING

This charming, well-maintained butter yellow home exudes warmth and character, making it a delightful place to call home. From the moment you approach, you ll be drawn to its cheerful exterior and the impressive features that await inside and out. The home boasts a huge RV garage with 15-foot doors, perfect for housing larger vehicles or providing extra space for a variety of projects and hobbies. Additionally, there s a two-car garage with 8-foot doors, offering ample parking and storage options. The garage is well-equipped with 220-volt electrical service, making it ideal for heavy-duty tasks or powering tools and equipment. Inside, the home has been thoughtfully updated with new double-pane windows that not only improve energy efficiency but also allow natural light to flood the living spaces. The roof, which was replaced just five years ago, provides peace of mind and long-lasting durability. Bamboo flooring throughout the home adds a modern, eco-friendly touch while giving the interiors a sleek, yet inviting feel. The primary bedroom is a standout feature, complete with a massive walk-in closet, perfect for storing clothing and accessories. Step outside into the beautiful backyard, where a variety of fruit trees and plants await. Enjoy the shade and beauty of mature pecan trees, pistachio trees, and mimosa trees. The yard is also home to vibrant irises, a small grove of peach trees, and a mix of apples including Fuji, Honeycrisp, and Gala apples. For a burst of color and fragrance, wisteria vines stretch along trellises, and you ll also find tangerine and aloe plants scattered around. Grape vines climb the fences, promising a future harvest. A dedicated dog run in the backyard ensures your pets have their own safe, contained space to run and play, making it a great home for both people and animals. The kitchen is well-equipped, and all appliances will stay with the home, making it move-in ready. Whether you re cooking a family meal or entertaining guests, the kitchen is both functional and inviting. To top it all off, the roof on the garage is just one year old, offering even more value and security. With the electrical service upgraded to 220 volts, both the garage and the house are well-prepared for modern needs.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.13
Remaining Loan Term
19 years, 5 months
Monthly PITI
$739.55/mo
Estimated Loan Balance
$77,678
Cash to close
$188,593
Interest Paid
$38,597

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: WoodFrame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Wood

Exterior

Fencing
  • Fencing: BackYard, ChainLink
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: ManufacturedHome
  • Architectural Style: Unknown
Materials
  • WoodFrame
  • Roof: Shingle
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kingman Camelback
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Kingman

Financial Details

  • Price per Sqft: $169.01
  • Tax Annual Amount: $510
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $188,593 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $188,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.13% Sellers Rate
$76,407
Your Cash:$188,593
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 4.13%
$477/mo
Traditional @ 7.15%
$690/mo
You save $212/month ($2,547/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 027240

Listing From:

Last updated: 2025-04-15T19:08:10.000Z

© , WARDEX. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.13%
7.15%

Principal & Interest

$477 /mo
$665 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,593 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $188,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.13% Sellers Rate
$76,407
Your Cash:$188,593
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 4.13%
$477/mo
Traditional @ 7.15%
$690/mo
You save $212/month ($2,547/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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