Cheryl Riley

Cheryl Riley

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$850,000

($145,590 down)
VA

5012 S GIRARD Street, Gilbert, AZ 85298

5
4
3,456 sqft
PITI Monthly
$5,075.38 /mo

Listing courtesy of: Teddy Shonka, HomeSmart

Assumed Rate

6.85%
7.15%

Principal & Interest

$4,644 /mo
$4,786 /mo

What's Special

DINING
SPACIOUS
PATIO
WALKING TRAILS
PLAYGROUND

Welcome to this stunning single-family home located in the desirable Bridges at Gilbert community. Walking distance to community amenities including splash pad, sport courts, lakes, walking trails, and playgrounds. This spacious residence offers 5 bedrooms, loft, flex room, and 4 bathrooms, providing ample space for comfortable living. The gourmet kitchen is a chef's dream, featuring a large granite island, pendant lighting, under-cabinet lighting, and a walk-in pantry. The open-concept design seamlessly connects the kitchen to the living and dining areas, creating an inviting atmosphere for gatherings. Multi panel sliding patio door creates the perfect indoor outdoor living experience. Private pool with brand new in floor cleaning system!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.85
Remaining Loan Term
29 years, 6 months
Monthly PITI
$5,075.38/mo
Estimated Loan Balance
$706,865
Cash to close
$145,590
Interest Paid
$24,220

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Variable Speed Pump, Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder: Ashton Woods

Community & HOA

Community
  • Subdivision: BRIDGES AT GILBERT PHASE 1 PARCEL 2 REPLAT
  • Features: Lake, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Bridges at HOA
  • HOA Amenities: Unknown
  • HOA Fee: $375
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $245.95
  • Tax Annual Amount: $2581
  • On Market Date: 2025-04-11T15:40:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $145,590 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $145,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$704,410
Your Cash$145,590
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$4,644/mo
Traditional @ 7.15%
$4,965/mo
You save $321/month ($3,854/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849949

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T17:39:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$4,644 /mo
$4,786 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,590 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $145,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$704,410
Your Cash$145,590
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$4,644/mo
Traditional @ 7.15%
$4,965/mo
You save $321/month ($3,854/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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