Cheryl Riley

Cheryl Riley

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$825,000

($446,618 down)
VA

5046 S Centennial Circle, Ontario, CA 91762

4
3
2,336 sqft
PITI Monthly
$3,023 /mo

Listing courtesy of: Helen Moreno, REALTY MASTERS & ASSOCIATES

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,947 /mo
$2,857 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PATIO
CLUBHOUSE
FITNESS CENTER
TENNIS COURTS

Welcome to this highly sought-after home in beautiful Ontario Ranch! This spacious two-story residence offers 4 bedrooms, 3 full bathrooms, and 2,336 sq ft of well-designed living space. Nestled with no rear neighbors for added privacy, this home features a bright and airy entry leading to an open-concept living room, dining area, and large kitchen—perfect for entertaining. Enjoy the convenience of a downstairs bedroom and full bath, ideal for guests, office or multigenerational living. Upstairs, you’ll find a versatile loft space, laundry room, two additional bedrooms, and a generous primary suite with a walk-in closet and ensuite bath. Step outside to a low-maintenance front and backyard with a termite-resistant covered patio with a ceiling fan—perfect for relaxing outdoors. Just steps from Celebration Park South and located in a vibrant community with resort-style HOA amenities, including a swimming pool and spa, tennis courts, fitness center, theatre room, and community clubhouse. Don’t miss this opportunity to own in one of Ontario Ranch’s most desirable neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$3,023/mo
Estimated Loan Balance
$380,709
Cash to close
$446,618
Interest Paid
$78,043

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Park Place Master
  • HOA Amenities: Unknown
  • HOA Fee: $154
  • HOA Frequency: $Monthly
Location
  • Region: Ontario

Financial Details

  • Price per Sqft: $353.17
  • Tax Annual Amount: $10312.5
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $446,618 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $446,618!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$378,382
Your Cash:$446,618
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,947/mo
Traditional @ 7.15%
$2,963/mo
You save $1,016/month ($12,198/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25075251

Listing From:

Last updated: 2025-04-12T14:11:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,947 /mo
$2,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $446,618 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $446,618!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$378,382
Your Cash:$446,618
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,947/mo
Traditional @ 7.15%
$2,963/mo
You save $1,016/month ($12,198/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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