Cheryl Riley

Cheryl Riley

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Pending

$590,000

($91,230 down)
VA

5059 Tranquil Way UNIT 102, Oceanside, CA 92057

2
3
1,132 sqft
PITI Monthly
$3,065.9 /mo

Listing courtesy of: Jermarcus Tate, Allison James Estates & Homes

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,285 /mo
$3,627 /mo

What's Special

GATED COMMUNITY
DINING
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
BALCONY
TURNKEY

AMAZING OPPORTUNITY TO ASSUME EXISTING 2.49% VA LOAN! LOW PROPERTY TAX! Welcome to the highly sought-after gated community of North River, located 5 minutes from CAMP PENDLETON and 15 minutes from the BEACH. This unit is one of a few units that offer an unobstructed mountain/city view. This home is complete with 2 bedrooms, 2.5 baths. 1st level proudly displays an upgraded 2-car garage. The 2nd level does not disappoint with a complete kitchen complimented by stainless steel appliances, white cabinets and granite counters. Also on this level is a half bath, dining space, living space, and covered balcony. The 3rd level is where you will retreat to the owner's suite complimented by a full bathroom, complete with dual sinks, tub/shower, and a walk-in closet. In addition, on this level there is an additional bedroom, 1 full bathroom, and laundry closet outfitted with GE washer and dryer. This is a true TURNKEY property with upgrades: new paint throughout (walls and ceilings), luxury vinyl flooring on 2nd and 3rd levels, custom shutters on all windows, 5 inch backsplash in kitchen, TV conduit and 60 inch outlet in living room, built in garage storage cabinets and MORE! In addition, all MAJOR APPLIANCES INCLUDED! Buyer is advised to independently verify the accuracy of all information through personal inspection & w/ appropriate professionals to satisfy themselves.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$3,065.9/mo
Estimated Loan Balance
$501,781
Cash to close
$91,230
Interest Paid
$53,083

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2010
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: North River Village
  • HOA Amenities: Unknown
  • HOA Fee: $361.52
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $521.2
  • Tax Annual Amount: $7375
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,230 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $91,230!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$498,770
Your Cash$91,230
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,285/mo
Traditional @ 7.15%
$3,763/mo
You save $1,478/month ($17,736/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25074419

Listing From:

Last updated: 2025-04-15T22:34:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,285 /mo
$3,627 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,230 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $91,230!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$498,770
Your Cash$91,230
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,285/mo
Traditional @ 7.15%
$3,763/mo
You save $1,478/month ($17,736/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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