$459,000
($37,334 down)518 Calle Montecito UNIT 95, Oceanside, CA 92057
PITI Monthly
Listing courtesy of: Ian Schoenberger, Orchard Brokerage of CA, Inc
Assumed Rate
5.41%
7.15%Principal & Interest
$2,461 /mo
$2,957 /moWhat's Special
Possible 4.99% VA Assumable Loan for those who qualify! Welcome home! This beautiful 2-bedroom, 2-bathroom condo is ready for you to move in and enjoy. Step into the heart of the home — a stunning kitchen featuring granite countertops, a modern tile backsplash, stainless steel appliances, and spacious cabinetry that blends style and function. Freshly updated in January 2025, brand-new laminate flooring flows seamlessly throughout the entire condo, complementing the open layout and filling the space with warmth and natural light. The neutral color palette creates a calming, modern feel throughout. Unwind in the spacious primary suite, complete with a walk-in closet and private en-suite bathroom. Outside, the cozy back patio is perfect for relaxing evenings or weekend barbecues. Don’t miss this beautifully refreshed home — a perfect blend of comfort, convenience, and style!
Assumption Snapshot
Type of Loan
VA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,106.11/mo
Estimated Loan Balance
$423,332
Cash to close
$37,334
Interest Paid
$60,125
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Cooling & Heating
- Cooling: CentralAir, Electric
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: No
- Garage Spaces: 0
- Carport: No
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: Community, Association
Construction
Type & Style
- Stories: 1
- Home type: Condominium
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 1985
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Sidewalks, Pool
HOA
- Has HOA: Yes
- HOA Name: Lakeshore Villas HOA
- HOA Amenities: Unknown
- HOA Fee: $540
- HOA Frequency: $Monthly
Location
- Region: Oceanside
Financial Details
- Price per Sqft: $536.21
- Tax Annual Amount: $5737.5
- On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $37,334!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NDP2503529
Listing From:
Last updated: 2025-04-14T20:39:22.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
5.41%
7.15%Principal & Interest
$2,461 /mo
$2,957 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $37,334!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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