Cheryl Riley

Cheryl Riley

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$959,000

($211,140 down)
VA

520 Isaac Lane, Bellvue, CO 80512

3
3
2,301 sqft
PITI Monthly
$4,706.17 /mo

Listing courtesy of: Kollin Skattum, Real Broker, LLC DBA Real

Assumed Rate

4.82%
7.15%

Principal & Interest

$4,101 /mo
$5,267 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
CHARMING
COZY
EFFICIENT

Tucked away in the scenic beauty of Rist Canyon, this custom-built home seamlessly blends rustic charm with modern efficiency. From its elevated perch, enjoy breathtaking panoramic views of the surrounding mountains and valley. A private drive made of recycled asphalt leads to this eco-conscious residence, complete with a durable metal roof, gutters, snow guards, and rain barrels for sustainable water use. Inside, the great room welcomes you with exposed beam ceilings, white oak floors, double-pane windows, and a European fireplace that doubles as a pizza oven—perfect for cozy nights or entertaining. The kitchen features solid wood cabinetry, energy-efficient appliances, and a brand-new refrigerator. The main-level primary suite includes a walk-in closet and a full bathroom for added comfort. Upstairs, two additional bedrooms and a loft with soaring cathedral ceilings provide a spacious and airy atmosphere. Downstairs, the unfinished basement offers a wine cellar, workshop, and laundry area with room to finish and expand living space. Stay connected with high-speed fiber optic internet, plus Starlink backup for peace of mind. The attached garage includes a Level 2 EV charger for eco-friendly convenience. Surrounded by mature evergreens and aspens—plus 500 newly planted trees from 2022—the property is a haven for nature lovers. Owl and bat houses invite local wildlife without disrupting your day-to-day life. Just 35 minutes from Old Town Fort Collins, you’re close to charming shops, restaurants, and outdoor adventures like fishing, rafting on the Poudre River, and hunting on nearby public lands. Horsetooth Reservoir is a quick 30-minute drive, and Rocky Mountain National Park and Estes Park are just over an hour away—ideal for hiking, exploring, or experiencing the seasonal elk bugling. With easy access to ski resorts and year-round recreation, this mountain retreat offers the perfect balance of privacy, comfort, and adventure.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.82
Remaining Loan Term
27 years, 6 months
Monthly PITI
$4,706.17/mo
Estimated Loan Balance
$751,124
Cash to close
$211,140
Interest Paid
$92,204

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Propane, Wood Stove
Features
  • Materials: Brick, Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Great Room, Wood Burning
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Cistern, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: none
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bellvue

Financial Details

  • Price per Sqft: $416.78
  • Tax Annual Amount: $4667
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,140 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $211,140!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.82% Sellers Rate
$747,860
Your Cash$211,140
Total Purchase Price:$959,000

Assumed vs Traditional Mortgage

Assumed @ 4.82%
$4,101/mo
Traditional @ 7.15%
$5,463/mo
You save $1,362/month ($16,348/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6908934

Listing From: recolorado

Last updated: 2025-04-12T19:05:47.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.82%
7.15%

Principal & Interest

$4,101 /mo
$5,267 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,140 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $211,140!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.82% Sellers Rate
$747,860
Your Cash$211,140
Total Purchase Price:$959,000

Assumed vs Traditional Mortgage

Assumed @ 4.82%
$4,101/mo
Traditional @ 7.15%
$5,463/mo
You save $1,362/month ($16,348/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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