Cheryl Riley

Cheryl Riley

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Pending

$865,000

($438,322 down)
VA

5256 Pine Creek Court, Santa Maria, CA 93455

4
3
2,107 sqft
PITI Monthly
$3,158.93 /mo

Listing courtesy of: Gina Gluyas, Better Homes and Gardens Real Estate Haven Properties

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,041 /mo
$3,204 /mo

What's Special

LOCATION
FIREPLACE
COZY

Coastal vibes abound at this Cobblestone Creek property! Fresh with cool tones and kitchen and bath updates, this property is a comfortable place to call home! An open but split-wing floor plan, with your primary suite and extra bedroom on one side, and two guest rooms and bath on the other. The kitchen was recently updated with fresh new quartz counters, custom backsplash, cabinet paint and top of the the line appliances. The great room space offers built-in cabinetry, with surround sound and a cozy fireplace. The guest bathroom has been updated with new counters, backsplash and full-size shower. Storage is abundant in this home and the indoor laundry room is fantastic! Outside you'll find a custom wood pergola and a gas fire pit, perfect for those cool, coastal nights! Room for play and entertaining, and the easy-care landscaping adds privacy. Cobblestone Creek is located in the community of Orcutt and enjoys an amazing microclimate, with a neighborhood park, too! Its superb location is perfect for those commuting to Santa Barbara, Vandenberg SFB or San Luis County.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$3,158.93/mo
Estimated Loan Balance
$427,593
Cash to close
$438,322
Interest Paid
$66,589

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Orcutt East(870)
  • Features: Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Cobblestone Creek/Jensen's Crossing
  • HOA Amenities: Unknown
  • HOA Fee: $84
  • HOA Frequency: $Monthly
Location
  • Region: Santa Maria

Financial Details

  • Price per Sqft: $410.54
  • Tax Annual Amount: $10812.5
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $438,322 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $438,322!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$426,678
Your Cash:$438,322
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,041/mo
Traditional @ 7.15%
$3,324/mo
You save $1,282/month ($15,388/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25059280

Listing From:

Last updated: 2025-04-08T23:49:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,041 /mo
$3,204 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $438,322 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $438,322!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$426,678
Your Cash:$438,322
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,041/mo
Traditional @ 7.15%
$3,324/mo
You save $1,282/month ($15,388/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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