Cheryl Riley

Cheryl Riley

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$399,000

($208,382 down)
FHA

5355 Hidalgo Street, Camarillo, CA 93012

2
2
919 sqft
PITI Monthly
$2,184.12 /mo

Listing courtesy of: Hunter Plescia, Balboa Real Estate, Inc

Assumed Rate

4.76%
7.15%

Principal & Interest

$1,425 /mo
$1,843 /mo

What's Special

DINING
SPACIOUS

Tucked away just moments from Mission Oaks, this single-story light fixer is a rare find with exciting possibilities for any buyer. Whether you're an investor or a future homeowner ready to give it a little TLC, this home presents an ideal opportunity. Inside, you'll find a warm and welcoming layout with a spacious living room, dining area, kitchen, laundry closet, generous bedrooms, and a brand-new water heater in the garage. The backyard is equally inviting, featuring a beautiful view, a pergola, an open grassy area and a wooden fence for privacy. This is an attached single-family residence, not a condo.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.76
Remaining Loan Term
15 years, 11 months
Monthly PITI
$2,184.12/mo
Estimated Loan Balance
$201,237
Cash to close
$208,382
Interest Paid
$158,580

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Colony Homes 3
  • Features: Suburban, Urban
HOA
  • Has HOA: No
Location
  • Region: Camarillo

Financial Details

  • Price per Sqft: $434.17
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $208,382 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $208,382!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.76% Sellers Rate
$190,618
Your Cash:$208,382
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.76%
$1,425/mo
Traditional @ 7.15%
$1,912/mo
You save $487/month ($5,840/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25080225

Listing From:

Last updated: 2025-04-13T13:45:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.76%
7.15%

Principal & Interest

$1,425 /mo
$1,843 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $208,382 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $208,382!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.76% Sellers Rate
$190,618
Your Cash:$208,382
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.76%
$1,425/mo
Traditional @ 7.15%
$1,912/mo
You save $487/month ($5,840/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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