Cheryl Riley

Cheryl Riley

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$820,000

($661,366 down)
FHA

552 Monterey Cir, San Marcos, CA 92069

4
2
1,505 sqft
PITI Monthly
$2,110.05 /mo

Listing courtesy of: Bonnie Frazier, ERA Ranch & Sea Realty

Assumed Rate

6.08%
7.15%

Principal & Interest

$966 /mo
$1,079 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
PATIO

4 BR/2BA Single-Level Home Near CSUSM and Top Schools! Welcome to this beautifully updated home with vaulted ceilings, brick fireplace and modern country styled kitchen with tons of storage and large butcher block island counter top to gather around. The Spacious Primary Suite with backyard patio access and large en suite bath (You have to See IT!) The Lanai room with lots of natural light is a versatile room off the kitchen and Primary bedroom. The other Large 3 bedrooms share a full bath. All laminate flooring for endurance and elegance.The two neighborhood parks are private and tranquil. The seller is relocating and ready for new owners to enjoy! BONUS it has SOLAR.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.08
Remaining Loan Term
29 years, 5 months
Monthly PITI
$2,110.05/mo
Estimated Loan Balance
$159,433
Cash to close
$661,366
Interest Paid
$5,649

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Greenwood Park
  • HOA Amenities: Unknown
  • HOA Fee: $148
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $544.85
  • Tax Annual Amount: $10250
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $661,366 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $661,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.08% Sellers Rate
$158,634
Your Cash:$661,366
Total Purchase Price:$820,000

Assumed vs Traditional Mortgage

Assumed @ 6.08%
$966/mo
Traditional @ 7.15%
$1,119/mo
You save $153/month ($1,838/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503435

Listing From:

Last updated: 2025-04-12T20:42:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.08%
7.15%

Principal & Interest

$966 /mo
$1,079 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $661,366 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $661,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.08% Sellers Rate
$158,634
Your Cash:$661,366
Total Purchase Price:$820,000

Assumed vs Traditional Mortgage

Assumed @ 6.08%
$966/mo
Traditional @ 7.15%
$1,119/mo
You save $153/month ($1,838/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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