Cheryl Riley

Cheryl Riley

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$619,000

($83,520 down)
VA

5875 Reo Ter UNIT C, San Diego, CA 92139

3
3
1,344 sqft
PITI Monthly
$3,811.27 /mo

Listing courtesy of: Tyler Mathews, eXp Realty of California, Inc.

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,000 /mo
$3,783 /mo

What's Special

LOCATION
DINING
FIREPLACE
PATIO
BALCONY
COMMUNITY POOL

Tucked away in a peaceful community, this beautifully designed 3-bedroom, 2.5-bath townhome offers the perfect balance of comfort and convenience. The inviting living room features a gas fireplace, creating a warm and welcoming ambiance. The kitchen and dining room have plenty of glass to let in natural sunlight. Upstairs, the primary suite boasts its own private balcony- a quiet retreat to start or end your day. Outside, one of the largest patios in the community provides the perfect setting for entertaining or unwinding in the fresh air. Additionally, the property features an in-unit laundry room with washer and dryer. Enjoy access to a sparkling community pool just steps away. Parking is a breeze with a one car garage and one additional assigned parking spot. Plus, the HOA takes care of trash, sewer, and common area maintenance for easy, stress-free living. A fantastic opportunity in a prime location with easy freeway access, nearby malls, golf courses, and cute coffee shops in Bonita as well - this is one you won’t want to miss!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,811.27/mo
Estimated Loan Balance
$537,794
Cash to close
$83,520
Interest Paid
$75,159

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Paradise Hills
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Reo Terrace HOA
  • HOA Amenities: Unknown
  • HOA Fee: $525
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $460.57
  • Tax Annual Amount: $7737.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $83,520 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $83,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$535,480
Your Cash$83,520
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,000/mo
Traditional @ 7.15%
$3,924/mo
You save $924/month ($11,089/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024021SD

Listing From:

Last updated: 2025-04-10T22:08:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,000 /mo
$3,783 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,520 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $83,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$535,480
Your Cash$83,520
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,000/mo
Traditional @ 7.15%
$3,924/mo
You save $924/month ($11,089/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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