Cheryl Riley

Cheryl Riley

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$439,000

($102,943 down)
FHA

6026 N Winchester Avenue, Fresno, CA 93704

3
3
1,803 sqft
PITI Monthly
$2,406.54 /mo

Listing courtesy of: Linda Parks, Realty Concepts, Ltd.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,542 /mo
$2,449 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS

Prime Location Near Bullard & Maroa! Nestled in one of Fresno's most desirable neighborhoods, this spacious 1,803 sq ft home sits on an impressive 10,580 sq ft lot. Enjoy being close to schools, shopping centers, and fantastic dining options all without the hassle of heavy traffic. This well-designed 3 bedroom, 2.5 bath home features two living areas and a formal dining room ideal for entertaining or flexible living. Thinking of opening up space? This home offers renovation potential to customize the layout to your lifestyle. Additional highlights include: *A large cement pad in the backyard perfect for extra hosting space *Indoor laundry for added convenience *Stylish granite countertops *Newer vinyl plank flooring throughout seamlessly flat and ideal for smart or robot vacuums Be sure to explore the floor plan and virtual Matterport tour. Contact your agent today let's open escrow!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,406.54/mo
Estimated Loan Balance
$369,001
Cash to close
$102,943
Interest Paid
$35,838

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Fresno

Financial Details

  • Price per Sqft: $243.48
  • Tax Annual Amount: $5487.5
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $102,943 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $102,943!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$336,057
Your Cash$102,943
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,542/mo
Traditional @ 7.15%
$2,540/mo
You save $998/month ($11,974/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25080700

Listing From:

Last updated: 2025-04-13T23:37:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,542 /mo
$2,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,943 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $102,943!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$336,057
Your Cash$102,943
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,542/mo
Traditional @ 7.15%
$2,540/mo
You save $998/month ($11,974/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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