Cheryl Riley

Cheryl Riley

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$500,000

($194,284 down)
FHA

608 63rd Avenue, Greeley, CO 80634

4
3
2,670 sqft
PITI Monthly
$2,246.26 /mo

Listing courtesy of: David Olson, NexStep Real Estate Group

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,655 /mo
$2,321 /mo

What's Special

SHOPPING
VAULTED CEILINGS
WALK-IN CLOSET
HOME OFFICE
PATIO

Fantastic ranch located in the desirable Pumpkin Ridge subdivision that is close to schools, shopping and easy access out of town. The main floor features an open floor plan with lots of natural light, vaulted ceilings, and separated bedrooms for extra privacy. The primary suite has plenty of room for a king size bed and all your furniture, an attached 5 piece en-suite with soaker tub and a large walk-in closet. The guest bedrooms are perfect for your family or can be used for a home office or workout room. The kitchen has ample space with plenty of storage and all the newer stainless appliances are included. In the basement you will find a bonus room just down the stairs that can be used for multiple options, a 4th bedroom and a large rec room plus an additional full bathroom. The backyard has a covered patio with an extended concrete patio perfect for entertaining and a nice shed for all your landscaping tools. There is plenty of space in the oversized two car garage for your vehicles and toys. To top everything off there is no Metro Tax and the Sellers are offering $10k to help with closing costs, rate buydown or flooring/paint allowance! Come make this your home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$2,246.26/mo
Estimated Loan Balance
$333,847
Cash to close
$194,284
Interest Paid
$76,222

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pumpkin Ridge
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Pumpkin Ridge HOA
  • HOA Amenities: Unknown
  • HOA Fee: $43
  • HOA Frequency: $Monthly
Location
  • Region: Greeley

Financial Details

  • Price per Sqft: $187.27
  • Tax Annual Amount: $2179
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $194,284 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $194,284!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$305,716
Your Cash$194,284
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,655/mo
Traditional @ 7.15%
$2,408/mo
You save $753/month ($9,037/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030996

Listing From: recolorado

Last updated: 2025-04-14T17:32:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,655 /mo
$2,321 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $194,284 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $194,284!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$305,716
Your Cash$194,284
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,655/mo
Traditional @ 7.15%
$2,408/mo
You save $753/month ($9,037/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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