Cheryl Riley

Cheryl Riley

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$650,000

($503,440 down)
VA

6094 Montgomery Court, San Jose, CA 95135

2
1
913 sqft
PITI Monthly
$1,795.8 /mo

Listing courtesy of: Dee Ramirez, Keller Williams Realty-Silicon Valley

Assumed Rate

6.54%
7.15%

Principal & Interest

$952 /mo
$1,013 /mo

What's Special

DINING
SPACIOUS
MODERN
FIREPLACE
DOUBLE VANITY
SOAKING TUB
HOME OFFICE
PATIO
LANDSCAPED
COZY
55+ COMMUNITY

This FANTASTIC single level villa is located in the prestigious Villages Golf & Country Club, (a gated 55+ community) located in the Evergreen Hills of Silicon Valley ***** This modern condo has new flooring, all new SS appliances, Double pane windows & sliding doors with Bali vertical shades ***** Walk up to a lush lawn and landscaping (taken care of by HOA) * thru gate to your inviting front courtyard ** Open the front door (with overhead sky light) to see right thru the spacious living-room, past the landscaped back patio to the natural and lush open space where you will see deer, bunnies and birds of all kinds *** Your kitchen has custom cabinetry with granite counter tops and a window over sink with view of front courtyard * Dining area is open enough for large gatherings & the vaulted ceiling living room has large walls for art & a fireplace for ambiance, slider to your cozy & private patio with large storage shed * Primary front bedroom opens to the front courtyard and has double closets with organizer * Enjoy the decorator bathroom with custom double vanity & mirrors plus shower over a deep soaking tub * Guest bedroom or "work from home office" has a slider opening to the sunny & relaxing patio. ***** HURRY - Country Club Living is waiting for you to enjoy.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$1,795.8/mo
Estimated Loan Balance
$147,015
Cash to close
$503,440
Interest Paid
$18,610

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle, TarGravel, Tile
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle, TarGravel, Tile
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Villages Golf & Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $928
  • HOA Frequency: $Monthly
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $711.94
  • Tax Annual Amount: $8125
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $503,440 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $503,440!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$146,560
Your Cash:$503,440
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$952/mo
Traditional @ 7.15%
$1,051/mo
You save $99/month ($1,186/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML82002292

Listing From:

Last updated: 2025-04-12T02:58:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$952 /mo
$1,013 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $503,440 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $503,440!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$146,560
Your Cash:$503,440
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$952/mo
Traditional @ 7.15%
$1,051/mo
You save $99/month ($1,186/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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