Cheryl Riley

Cheryl Riley

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$374,900

($48,301 down)
FHA

6100 114th Lane N, Champlin, MN 55316

3
2
1,745 sqft
PITI Monthly
$2,680.69 /mo

Listing courtesy of: , Fish MLS Realty

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,075 /mo
$2,255 /mo

What's Special

SHOPPING
DINING
SPACIOUS
HOME OFFICE
DECK
FAMILY-FRIENDLY

Welcome to this beautifully maintained 3-bedroom, 2-bath split-entry home, nestled in a quiet and established Champlin neighborhood. Boasting a timeless brick-accented exterior, mature landscaping, and a spacious, fully fenced backyard, this property offers both curb appeal and privacy. Enjoy outdoor living on the brand-new deck (installed in 2023), ideal for morning coffee, summer grilling, or evening gatherings. Step inside to discover a functional and inviting layout featuring sun-filled living areas, generous room sizes, and flexible spaces perfect for family living or working from home. As noted in the seller's disclosures, the sellers removed a closet in the kitchen and added a divider wall near the basement stairs—offering potential to convert the lower level into a separate unit or maintain it as a convenient mother-in-law suite. The lower level offers additional room for a recreation area, home office, or guest accommodations—allowing for future customization to fit your lifestyle. Situated close to top-rated schools, scenic parks, and everyday conveniences like shopping and dining, this home also provides quick access to major roadways for an easy commute. Whether you're a first-time buyer or looking to upsize, this is a wonderful opportunity to own in a highly desirable and family-friendly community. Schedule your showing today—this one won’t last!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,680.69/mo
Estimated Loan Balance
$343,829
Cash to close
$48,301
Interest Paid
$38,410

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thousand Pines Estates
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $214.84
  • Tax Annual Amount: $3631
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $48,301 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $48,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$326,599
Your Cash$48,301
Total Purchase Price:$374,900

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,075/mo
Traditional @ 7.15%
$2,339/mo
You save $264/month ($3,165/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6699166

Listing From: northstar

Last updated: 2025-04-11T00:39:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,075 /mo
$2,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $48,301 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $48,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$326,599
Your Cash$48,301
Total Purchase Price:$374,900

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,075/mo
Traditional @ 7.15%
$2,339/mo
You save $264/month ($3,165/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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