ASSUMABLE FHA LOAN AT 4.875% with as little as 5% Down!! This exceptional ranch-style home, built less than three years ago, is located in the sought-after Anthem Merrill Ranch community. Thoughtfully designed with a split floor plan, it features a private guest suite and an elegant owner's suite on opposite sides for optimal privacy. The expansive great room is perfect for entertaining, featuring a gourmet kitchen with an accent wall above a dedicated beverage center. The center includes separate wine and drink refrigerators, complemented by a matching Café French door refrigerator with upgraded, stylish brass handles. Coordinating cabinet hardware is installed throughout the home, creating a seamless and cohesive look. Recent upgrades include plantation shutters in main areas. Step outside to a beautifully landscaped, low-maintenance yard equipped with timed sprinklers, turf, and HOA-approved desert plants and pavers. The backyard is a relaxing retreat with three fruit trees (orange, lemon, and pomegranate), a pergola featuring an outdoor TV and string lights, and permanent front accent lights with changeable colors to enhance curb appeal year-round. The extended garage accommodates larger vehicles and includes multiple outlets for convenience. Residents enjoy access to a vibrant community center offering a water park-style pool, a heated lap pool, a rock climbing wall, a state-of-the-art fitness center, tennis courts, and basketball courts. With its premium upgrades and community perks, this home offers the perfect blend of comfort, style, and modern living. Don't miss the chance to make it yours!