Cheryl Riley

Cheryl Riley

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$790,000

($444,751 down)
FHA

648 Maple Court, Fillmore, CA 93015

3
2
1,821 sqft
PITI Monthly
$3,277.24 /mo

Listing courtesy of: Joshua Lucio, Better Homes and Gardens Real Estate Property Shoppe

Assumed Rate

3.68%
7.15%

Principal & Interest

$1,939 /mo
$2,852 /mo

What's Special

SERENE
ENTERTAINMENT
RENOVATED
STAINLESS STEEL APPLIANCES
FIREPLACE
MOUNTAIN VIEWS
CUL-DE-SAC
CHARMING

Welcome to this charming 2-story home located in a peaceful cul-de-sac in Fillmore, CA. Boasting of an open inviting living room with fireplace. Also, features a beautifully renovated kitchen including newer cabinets, countertops and stainless steel appliances. Two guest bedroom downstairs and a full upgraded bath. Newer quality flooring throughout. Newer roof. Newer furnace and A/C. The large primary suite with attached upgraded bath provides a serene retreat. Also, an upstairs loft room is a perfect space for relaxation or entertainment. Enjoy beautiful mountain views from your private neighborhood, all while being just a short distance from schools, parks, trails, and local restaurants. This home offers the perfect balance of privacy and convenience. FHA & VA Buyers are welcome! Schedule a tour today to truly appreciate all that this home has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.68
Remaining Loan Term
21 years, 6 months
Monthly PITI
$3,277.24/mo
Estimated Loan Balance
$352,191
Cash to close
$444,751
Interest Paid
$120,774

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GasStarter, LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Fillmore

Financial Details

  • Price per Sqft: $433.83
  • Tax Annual Amount: $9875
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $444,751 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $444,751!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$345,249
Your Cash:$444,751
Total Purchase Price:$790,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$1,939/mo
Traditional @ 7.15%
$2,958/mo
You save $1,019/month ($12,232/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-29099

Listing From:

Last updated: 2025-04-14T22:50:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.68%
7.15%

Principal & Interest

$1,939 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $444,751 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $444,751!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$345,249
Your Cash:$444,751
Total Purchase Price:$790,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$1,939/mo
Traditional @ 7.15%
$2,958/mo
You save $1,019/month ($12,232/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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