Cheryl Riley

Cheryl Riley

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$759,900

($335,581 down)
VA

6515 W COPPER SPRINGS Road, Phoenix, AZ 85083

5
3
2,859 sqft
PITI Monthly
$2,355.9 /mo

Listing courtesy of: Brandon White, HomeSmart

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,894 /mo
$3,162 /mo

What's Special

LOCATION
SERENE
SHOPPING
ENTERTAINMENT
DINING
MODERN
HIGH-END FINISHES
GRANITE COUNTERTOPS
PATIO
MOUNTAIN VIEWS
CUL-DE-SAC

***Don't miss this incredible opportunity to acquire this stunning home with an assumable VA loan at an unbeatable 2.25% interest rate! The seller is also offering $10,000 towards closing costs! *** Prepare to be awed by the spectacular mountain views from this 2018-built five-bedroom home located at the end of a tranquil cul-de-sac and voted "Best of Tour"! Upon arrival, you'll immediately recognize the high-end finishes, innovative design, and meticulous attention to detail that define this remarkable residence. The gourmet kitchen is a chef's dream, equipped with top-tier Monogram appliances that will elevate your culinary creations. The open floor plan ensures a seamless flow between the great room, kitchen, and dining areas, with easy access to the covered patio through sliding glass doors. The open layout is perfect for entertaining, featuring elegant lighting, a large pantry, a wine/beverage refrigerator, and a custom island that offers extra storage and seating. This home is also equipped with surround sound pre-wiring in both great rooms, a modern tankless water heater (installed in 2024), beautiful granite countertops, upgraded tile flooring, premium carpet and pad, an upgraded paver driveway, a secure home monitoring system, EV Charger and programmable landscape lighting in the backyard. The expansive primary suite provides complete privacy, strategically located at the back of the home, and features its own private door to the enchanting backyard oasis. Step outside to enjoy the impressive outdoor space, highlighted by elegant travertine hardscaping and meticulously maintained high-quality turf throughout the backyard. This sophisticated, low-maintenance haven offers breathtaking mountain views. Relax in the luxurious above-ground Bullfrog spa, cool off with the professionally installed Mist America commercial-grade misting system, whip up a meal on the built-in barbecue, or simply unwind in the serene beauty of this premium exclusive cul-de-sac setting. This prime location grants easy access to exceptional amenities including hiking and biking trails, dining, shopping, and entertainment. With its exceptional price and homeowner incentives, this home is an outstanding value, showcasing an impressive array of upgrades. Claim your slice of paradise and make this extraordinary home yours today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,355.9/mo
Estimated Loan Balance
$425,263
Cash to close
$335,581
Interest Paid
$49,876

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: PYRAMID PEAK
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Pyramid Peak
  • HOA Amenities: Unknown
  • HOA Fee: $105
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $265.79
  • Tax Annual Amount: $2942
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $335,581 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $335,581!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$424,319
Your Cash$335,581
Total Purchase Price:$759,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,894/mo
Traditional @ 7.15%
$3,280/mo
You save $1,386/month ($16,633/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6829027

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-15T06:01:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,894 /mo
$3,162 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $335,581 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $335,581!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$424,319
Your Cash$335,581
Total Purchase Price:$759,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,894/mo
Traditional @ 7.15%
$3,280/mo
You save $1,386/month ($16,633/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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