Cheryl Riley

Cheryl Riley

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$570,000

($65,818 down)
FHA

656 Crestone Street, Johnstown, CO 80534

4
3
2,353 sqft
PITI Monthly
$4,115.77 /mo

Listing courtesy of: Kimberly Kristine Doll, Group Harmony

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,272 /mo
$3,482 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
EN SUITE BATHROOM
DECK
PATIO
LANDSCAPED
MOUNTAIN VIEWS

With 4 bedrooms, a walkout basement, 3-car garage, a generous lot backing to greenspace, and mountain views, this 2 year old home has so much to offer and is ready to move in now and offers a functional floor plan that includes a main floor bedroom and full bathroom for entertaining guests or could function as an office. The entryway opens to a bright and inviting living space. The deck off the dining area offers panoramic mountain views and overlooks the landscaped backyard. The kitchen boasts granite countertops, stainless steel appliances, and a pantry for extra storage. Upstairs you are welcomed by a large loft area for additional living space, two spacious guest bedrooms, bathroom, and the convenient second level laundry room. The primary suite is bright and open, with en suite bathroom and a walk-in closet. The unfinished walk-out basement leads to a concrete patio overlooking the landscaped and fenced backyard. Floor plan available and pre-inspected for your convenience!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$4,115.77/mo
Estimated Loan Balance
$505,737
Cash to close
$65,818
Interest Paid
$63,953

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: Century Communities

Community & HOA

Community
  • Subdivision: Johnstown
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $242.24
  • Tax Annual Amount: $5293
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $65,818 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $65,818!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$504,182
Your Cash$65,818
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,272/mo
Traditional @ 7.15%
$3,611/mo
You save $340/month ($4,075/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030811

Listing From: recolorado

Last updated: 2025-04-12T19:05:46.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,272 /mo
$3,482 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,818 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $65,818!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$504,182
Your Cash$65,818
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,272/mo
Traditional @ 7.15%
$3,611/mo
You save $340/month ($4,075/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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