Cheryl Riley

Cheryl Riley

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Closed

$475,000

($379,440 down)
VA

68776 Prospect Way, Desert Hot Springs, CA 92240

3
2
2,006 sqft
PITI Monthly
$1,426.59 /mo

Listing courtesy of: Michael Valerio, HomeSmart

Assumed Rate

4.89%
7.15%

Principal & Interest

$739 /mo
$942 /mo

What's Special

LOCATION
MOUNTAIN VIEWS
NO HOA

Discover this stunning Spanish colonial-style home in the desirable Hacienda Heights neighborhood. Built in 2004, this home features cobblestone accents that enhance its charm and character. With over 2,006 square feet of open living space and situated on an expansive 11,761-square-foot corner lot, there's room for everyone to enjoy.This property boasts breathtaking panoramic mountain views and offers the freedom of No HOA. Don't miss this opportunity to own a standout home in a prime location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.89
Remaining Loan Term
15 years, 3 months
Monthly PITI
$1,426.59/mo
Estimated Loan Balance
$97,433
Cash to close
$379,440
Interest Paid
$86,608

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, Gas, GreatRoom, LivingRoom, WoodBurning, WoodBurningStove
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hacienda Heights
  • Features: Curbs, Gutters, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $236.79
  • Tax Annual Amount: $5937.5
  • On Market Date: 2025-02-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $379,440 (80%)
You can enter any amount below - secondary financing will cover the difference if needed.
80%
$

You cover the entire equity of $379,440!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.89% Sellers Rate
$95,560
Your Cash:$379,440
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 4.89%
$739/mo
Traditional @ 7.15%
$977/mo
You save $238/month ($2,852/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219125294DA

Listing From:

Last updated: 2025-03-29T23:50:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.89%
7.15%

Principal & Interest

$739 /mo
$942 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $379,440 (80%)
You can enter any amount below - secondary financing will cover the difference if needed.
80%
$

You cover the entire equity of $379,440!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.89% Sellers Rate
$95,560
Your Cash:$379,440
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 4.89%
$739/mo
Traditional @ 7.15%
$977/mo
You save $238/month ($2,852/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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