Cheryl Riley

Cheryl Riley

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$770,000

($57,144 down)
VA

7029 Jamacha Rd, San Diego, CA 92114

3
2
1,052 sqft
PITI Monthly
$5,421.21 /mo

Listing courtesy of: Paul Padilla, Compass

Assumed Rate

6.05%
7.15%

Principal & Interest

$4,402 /mo
$4,933 /mo

What's Special

MINUTES AWAY
MODERN
STAINLESS STEEL APPLIANCES
SAFE
CHARMING
SOLAR PANELS

Welcome to your new home in San Diego! This charming home offers an abundance of features and is move--in ready! As you walk in, you're greeted by an open living room where you can appreciate the character of wood floors throughout the house. Step into your beautifully updated kitchen, equipped with sleek quartz countertops and modern stainless steel appliances. On those hot summer days, enjoy the freedom to run the AC as much as you like, thanks to the home's paid-off solar panels! In addition to energy savings, the dual pane windows enhance the home's efficiency. The primary bedroom features an ensuite bathroom and ample closet storage. Recessed lighting throughout the home keeps it bright and welcoming, and a recently installed tankless water heater ensures you have hot water on demand. Nestled on a huge lot, this home is perfect for entertaining friends and family. Take in the beautiful flora and fauna views that surround you, and imagine the potential of adding an ADU! The fenced-in front and backyard offer a safe haven for pets, giving you peace of mind. Located in central San Diego this home is minutes away from everything. Don’t miss the opportunity to call this your new home and schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.05
Remaining Loan Term
28 years, 2 months
Monthly PITI
$5,421.21/mo
Estimated Loan Balance
$715,258
Cash to close
$57,144
Interest Paid
$80,143

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $731.94
  • Tax Annual Amount: $9625
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $57,144 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $57,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$712,856
Your Cash$57,144
Total Purchase Price:$770,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$4,402/mo
Traditional @ 7.15%
$5,117/mo
You save $714/month ($8,573/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502519

Listing From:

Last updated: 2025-04-10T01:17:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.05%
7.15%

Principal & Interest

$4,402 /mo
$4,933 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,144 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $57,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$712,856
Your Cash$57,144
Total Purchase Price:$770,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$4,402/mo
Traditional @ 7.15%
$5,117/mo
You save $714/month ($8,573/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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