Cheryl Riley

Cheryl Riley

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$650,000

($131,977 down)
FHA

725 E Hillcrest Drive, Thousand Oaks, CA 91360

1
1
755 sqft
PITI Monthly
$4,201.7 /mo

Listing courtesy of: Mary Tan Addington, eXp Realty of California Inc

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,975 /mo
$3,647 /mo

What's Special

SHOPPING
DINING
MOVE-IN READY
MODERN
DECK
CHARMING
COZY
EFFICIENT

Welcome to your dream starter home at 725 Hillcrest Drive, Thousand Oaks, California! This charming 1-bedroom, 1-bathroom gem spans 755 square feet and is perfectly tailored for entry-level buyers seeking comfort, potential, and an incredible opportunity. Nestled in the heart of Thousand Oaks, this property offers the ideal blend of cozy living and future possibilities--but the real star here is the expansive 8,276-square-foot lot.Imagine the freedom of owning a massive lot in a sought-after neighborhood--nearly a fifth of an acre! This isn't just a yard; it's a canvas for your vision. Whether you dream of a sprawling garden, a private oasis with a deck and fire pit, or even expanding the home (subject to permits), this generous lot size gives you room to grow and create something truly special. Properties with this much land are a rare find at this price point, making 725 Hillcrest Drive an unbeatable value for first-time buyers.Inside, the 755-square-foot home is move-in ready with a bright, efficient layout that maximizes every inch. The bedroom offers a peaceful retreat, while the bathroom is modern and functional--perfect for singles, couples, or anyone looking to plant roots. The living area flows seamlessly, creating a warm and inviting space to unwind or entertain.Located in Thousand Oaks, you're just minutes from top-rated schools, shopping, dining, and outdoor adventures like the nearby Santa Monica Mountains. This is more than a house--it's a launchpad for your future, with a lot size that sets it apart from the rest. Don't miss your chance to own a slice of California paradise with endless potential. Act fast--opportunities like this don't come around too often!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,201.7/mo
Estimated Loan Balance
$520,157
Cash to close
$131,977
Interest Paid
$76,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Bamboo

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thousand Oaks

Financial Details

  • Price per Sqft: $860.93
  • Tax Annual Amount: $8125
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $131,977 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $131,977!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$518,023
Your Cash$131,977
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,975/mo
Traditional @ 7.15%
$3,783/mo
You save $808/month ($9,696/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225001771

Listing From:

Last updated: 2025-04-10T05:58:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,975 /mo
$3,647 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $131,977 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $131,977!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$518,023
Your Cash$131,977
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,975/mo
Traditional @ 7.15%
$3,783/mo
You save $808/month ($9,696/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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