Cheryl Riley

Cheryl Riley

Property SearchContact
primary-1
primary-2primary-3
Active

$289,000

($111,522 down)
FHA

804 13th Avenue NE, Rochester, MN 55906

4
2
2,244 sqft
PITI Monthly
$1,399.68 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$825 /mo
$1,332 /mo

What's Special

SPACIOUS
HOME OFFICE
CHARMING
COZY

This charming 4-bedroom, 2-bathroom home offers three generous levels of living space for your family to spread out and enjoy. You'll love being just a short stroll from both the natural beauty of Quarry Hill and the recreational opportunities at Silver Lake. Step inside and discover a home that's been thoughtfully maintained and updated. The recent improvements include a new furnace, air conditioning system, and sump pump – giving you peace of mind while you focus on making this house your own. Outdoor enthusiasts will appreciate how easy it is to connect with nature when living here. Whether it's a morning jog around Silver Lake or weekend explorations at Quarry Hill's nature center and trails, you'll have amazing recreational options practically at your doorstep. The spacious garage provides ample room for vehicles and storage, perfect for Minnesota's changing seasons. Inside, the three levels offer versatile spaces that can adapt to your lifestyle – perhaps a home office, playroom, or cozy den for movie nights? This neighborhood strikes that perfect balance – close enough to enjoy Rochester's amenities but positioned in a peaceful residential setting where you can truly relax after a busy day.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,399.68/mo
Estimated Loan Balance
$215,947
Cash to close
$111,522
Interest Paid
$24,837

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1949
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mohn & Hodge Sub
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $128.79
  • Tax Annual Amount: $3420
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,522 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $111,522!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$177,478
Your Cash$111,522
Total Purchase Price:$289,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$825/mo
Traditional @ 7.15%
$1,381/mo
You save $556/month ($6,678/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6700901

Listing From: northstar

Last updated: 2025-04-13T02:20:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$825 /mo
$1,332 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,522 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $111,522!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$177,478
Your Cash$111,522
Total Purchase Price:$289,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$825/mo
Traditional @ 7.15%
$1,381/mo
You save $556/month ($6,678/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

American Allstar Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.