Cheryl Riley

Cheryl Riley

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$619,000

($360,587 down)
FHA

81059 Aurora Avenue, Indio, CA 92201

4
3
2,482 sqft
PITI Monthly
$2,528.39 /mo

Listing courtesy of: Sandy Jacobo, Re/Max Desert Properties

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,508 /mo
$1,990 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE

Located in the private and highly sought-after Las Brisas II community, this spacious 4-bedroom, 3-bathroom home offers the perfect blend of comfort, versatility, and potential. Let your imagination soar as you transform this property into your own personal sanctuary.With an ideal layout and room to personalize, this home presents a unique opportunity to craft the living space of your dreams. A standout feature is the flexibility of the 3 bedrooms in the main house--currently without flooring--giving you the freedom to choose finishes that reflect your unique style and elevate the home's overall aesthetic.Enjoy the convenience of a 3-car garage plus dedicated RV parking, providing ample room for vehicles, toys, and extra storage. A separate guest house or office--complete with its own entrance, bathroom, fireplace, and A/C--adds incredible versatility. Whether you're hosting guests, working remotely, or dreaming of a creative studio, this space adapts to your needs.Tucked away in a tranquil setting yet just minutes from shopping, dining, and entertainment, this property offers the best of both worlds.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.59
Remaining Loan Term
23 years, 3 months
Monthly PITI
$2,528.39/mo
Estimated Loan Balance
$490,150
Cash to close
$360,587
Interest Paid
$86,021

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GuestAccommodations, LivingRoom, PrimaryBedroom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Heated, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Las Brisas (31438)
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Las Brisas Rancho
  • HOA Amenities: Unknown
  • HOA Fee: $132
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $249.4
  • Tax Annual Amount: $7737.5
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $360,587 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $360,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$258,413
Your Cash:$360,587
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,508/mo
Traditional @ 7.15%
$2,064/mo
You save $555/month ($6,664/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219127744DA

Listing From:

Last updated: 2025-04-09T12:21:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,508 /mo
$1,990 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $360,587 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $360,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$258,413
Your Cash:$360,587
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,508/mo
Traditional @ 7.15%
$2,064/mo
You save $555/month ($6,664/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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