Cheryl Riley

Cheryl Riley

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$470,000

($246,317 down)
FHA

8127 W FLORENCE Avenue, Phoenix, AZ 85043

4
3
2,415 sqft
PITI Monthly
$1,531.85 /mo

Listing courtesy of: Christine Gioia, Compass

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,054 /mo
$1,684 /mo

What's Special

OPEN CONCEPT
SHOPPING
DINING
SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
PRIVATE BACKYARD

This adorable 4 bedroom, 3 bathroom home has it all! Plenty of room in your new kitchen with a large island for that breakfast bar feel. Granite counters and lovely maple cabinetry complete the open concept kitchen. One bedroom and full bathroom downstairs offers privacy for guests or in-laws. Spacious living room with vaulted ceilings. Large primary suite with walk-in closet. Two additional bedrooms share a Jack-and-Jill bathroom. Step outside to your private backyard complete with pool, for those hot summer days, grass and dog run. Close to the 202 and I10 freeways and plenty of shopping and dining. You won't want to miss this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,531.85/mo
Estimated Loan Balance
$225,634
Cash to close
$246,317
Interest Paid
$32,839

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Variable Speed Pump, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: TUSCANO PHASE 1
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Tuscano HOA
  • HOA Amenities: Unknown
  • HOA Fee: $82.4
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $194.62
  • Tax Annual Amount: $1619
  • On Market Date: 2025-04-13T23:00:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $246,317 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $246,317!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$223,683
Your Cash:$246,317
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,054/mo
Traditional @ 7.15%
$1,746/mo
You save $693/month ($8,313/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6851079

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-14T01:05:27.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,054 /mo
$1,684 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,317 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $246,317!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$223,683
Your Cash:$246,317
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,054/mo
Traditional @ 7.15%
$1,746/mo
You save $693/month ($8,313/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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