Cheryl Riley

Cheryl Riley

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$595,000

($287,154 down)
VA

874 Compass Way, San Diego, CA 92154

2
3
1,240 sqft
PITI Monthly
$2,322.62 /mo

Listing courtesy of: Jessica Foote, Native

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,536 /mo
$2,319 /mo

What's Special

GATED COMMUNITY
SHOPPING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
PLAYGROUND

This beautifully upgraded Ocean View Hills home is a rare find in this highly sought-after, resort style, gated community. Situated perfectly, this home enjoys south-western exposure, flooding every room with natural light. The kitchen features granite counters, modern white cabinets and stainless steel appliances. Granite countertops and modern double sinks in the master bath, along with a spacious walk-in closet and in unit laundry add convenience and luxury. Enjoy central air conditioning and more! The open floorplan with soaring ceilings and crown molding creates an inviting space, perfect for entertaining, while the outdoor patio offers a peaceful view of the surrounding trees. The attached garage provides direct access to the home, plus an additional assigned parking space right outside. The community offers a resort-style pool and spa, playground, plus a BBQ area perfect for gatherings. Conveniently located near the 805 and 905 freeways, Kaiser Permanente Medical Center, shopping, AMC Palm Promenade, schools, Sleep Train Amphitheater, and just minutes from Imperial Beach, Coronado Naval Base, and 32nd St Naval Base.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,322.62/mo
Estimated Loan Balance
$311,683
Cash to close
$287,154
Interest Paid
$56,634

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Spinnaker Point HOA
  • HOA Amenities: Unknown
  • HOA Fee: $295
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $479.84
  • Tax Annual Amount: $7437.5
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $287,154 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $287,154!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$307,846
Your Cash$287,154
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,536/mo
Traditional @ 7.15%
$2,406/mo
You save $869/month ($10,434/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023865SD

Listing From:

Last updated: 2025-04-14T20:39:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,536 /mo
$2,319 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $287,154 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $287,154!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$307,846
Your Cash$287,154
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,536/mo
Traditional @ 7.15%
$2,406/mo
You save $869/month ($10,434/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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