Cheryl Riley

Cheryl Riley

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$640,000

($168,182 down)
VA

878 Wagon Bend Road, Berthoud, CO 80513

4
3
2,704 sqft
PITI Monthly
$2,850.37 /mo

Listing courtesy of: Tiffany Brodie, RE/MAX Town and Country

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,157 /mo
$3,464 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
PATIO
MOUNTAIN VIEWS
COZY

Welcome home to this comfortable two-story home offering the perfect blend of small-town charm and modern living. With spacious interiors and breathtaking mountain views, this home is ready to impress! Step inside to an open-concept main level featuring beautiful wood flooring and abundant natural light. The kitchen offers stainless steel appliances, granite countertops, a large island, and ample storage space, perfect for everyday meals or entertaining guests. The adjoining living room is warm and inviting, centered around a cozy gas fireplace. Upstairs, retreat to the expansive primary suite with a spa-like ensuite bath and large walk-in closet. Three additional bedrooms provide flexibility for family, guests, or a home office. A versatile loft area offers even more space to relax or work. Enjoy Colorado's sunny days on the covered back patio ideal for barbecues or simply unwinding. With a 3-car tandem garage, ample storage, and a full unfinished basement ready for your creative touch, this home checks all the boxes. Located minutes from downtown Berthoud, local schools, parks, and easy access to Loveland, Longmont, and Fort Collins... this is Northern Colorado living at its best.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,850.37/mo
Estimated Loan Balance
$474,758
Cash to close
$168,182
Interest Paid
$53,886

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stone, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Prairiestar
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Berthoud

Financial Details

  • Price per Sqft: $236.69
  • Tax Annual Amount: $6326
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $168,182 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $168,182!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$471,818
Your Cash$168,182
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,157/mo
Traditional @ 7.15%
$3,593/mo
You save $1,436/month ($17,234/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030900

Listing From: recolorado

Last updated: 2025-04-14T17:11:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,157 /mo
$3,464 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,182 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $168,182!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$471,818
Your Cash$168,182
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,157/mo
Traditional @ 7.15%
$3,593/mo
You save $1,436/month ($17,234/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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