Cheryl Riley

Cheryl Riley

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$744,000

($166,019 down)
FHA

900 W Mulberry Street, Fort Collins, CO 80521

4
2
2,140 sqft
PITI Monthly
$4,657.19 /mo

Listing courtesy of: Shawna Blair, The Colorado RE Group LLC

Assumed Rate

6.33%
7.15%

Principal & Interest

$3,689 /mo
$4,012 /mo

What's Special

REMODELED
LOCATION
SPACIOUS
MODERN
HARDWOOD FLOORS
FINISHED BASEMENT
CHARMING
INCOME POTENTIAL

Old Town Gem with Bonus Room, Income Potential & Unbeatable Location. Welcome to this beautifully updated 1925 charmer nestled in the heart of Old Town Fort Collins. This spacious 4-bedroom, 2-bathroom home blends timeless character with thoughtful modern upgrades and a layout that offers exceptional flexibility. Step inside to find warm hardwood floors and abundant natural light flowing through the main level, which features two inviting bedrooms and a full bath. A bonus room/office on the main floor adds valuable space-perfect for remote work, hobbies, or a quiet reading nook. The remodeled kitchen is both stylish and functional, ideal for cooking and entertaining. Downstairs, a fully finished basement with a private entrance includes two more bedrooms, a full bathroom, and a kitchenette, making it perfect for multi-generational living or a short- or long-term rental opportunity. Additional highlights include: Fresh interior and exterior paint Updated electrical for added peace of mind, a detached oversized one-car garage plus an additional carport, a corner lot with alley access and a charming covered front porch. Enjoy unbeatable access to everything Fort Collins has to offer, just two blocks from CSU, moments from City Park, and the vibrant restaurants, shops, and nightlife of Old Town. Open House Saturday 4/12 11am to 1pm

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.33
Remaining Loan Term
27 years, 9 months
Monthly PITI
$4,657.19/mo
Estimated Loan Balance
$579,881
Cash to close
$166,019
Interest Paid
$83,532

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Vinyl, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Stucco, Frame
  • Roof: Composition
Condition
  • Year Built: 1925
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kenwood Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $347.66
  • Tax Annual Amount: $3974
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $166,019 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $166,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.33% Sellers Rate
$577,981
Your Cash$166,019
Total Purchase Price:$744,000

Assumed vs Traditional Mortgage

Assumed @ 6.33%
$3,689/mo
Traditional @ 7.15%
$4,162/mo
You save $473/month ($5,678/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030978

Listing From: recolorado

Last updated: 2025-04-12T19:05:47.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.33%
7.15%

Principal & Interest

$3,689 /mo
$4,012 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,019 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $166,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.33% Sellers Rate
$577,981
Your Cash$166,019
Total Purchase Price:$744,000

Assumed vs Traditional Mortgage

Assumed @ 6.33%
$3,689/mo
Traditional @ 7.15%
$4,162/mo
You save $473/month ($5,678/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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