Cheryl Riley

Cheryl Riley

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$550,000

($65,964 down)
VA

905 S 108TH Avenue, Avondale, AZ 85323

3
2
1,820 sqft
PITI Monthly
$3,651.55 /mo

Listing courtesy of: Jared A English, Congress Realty, Inc.

Assumed Rate

7.62%
7.15%

Principal & Interest

$3,466 /mo
$3,309 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
MASTER SUITE
PATIO
IRRIGATION SYSTEM
CUL-DE-SAC

Discover this spacious corner lot located in a quiet cul-de-sac, featuring a ranch-style floor plan that includes a large attached RV garage and a beautifully paved driveway. The interior boasts an open layout with 10-foot ceilings, highlighted by a great room with center-meet doors that open to a covered patio. The dining area flows seamlessly into the kitchen, which features a center island and a generously sized walk-in pantry. The master suite, conveniently situated off the great room, offers a walk-in closet and a private bathroom for added comfort. Two additional bedrooms and another bathroom complete this lovely home. Numerous upgrades enhance its appeal, including marble backsplashes, stylish flooring, pendant lights, ceiling fans, updated kitchen hardware, and a gas range. The backyard is perfect for outdoor enjoyment, featuring extra paving, turf, and an automated drip irrigation system to keep your plants thriving throughout the property.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.62
Remaining Loan Term
28 years, 8 months
Monthly PITI
$3,651.55/mo
Estimated Loan Balance
$485,200
Cash to close
$65,964
Interest Paid
$49,505

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Sub Tile Ventilation, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Sub Tile Ventilation, Tile
Condition
  • Year Built: 2023
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: VISTA DEL VERDE PHASE 3 REPLAT AMD
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Trestle Management
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $302.2
  • Tax Annual Amount: $221
  • On Market Date: 2025-04-09T18:30:10.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $65,964 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $65,964!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$484,036
Your Cash$65,964
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$3,466/mo
Traditional @ 7.15%
$3,433/mo
You save $-34/month ($-404/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6848664

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T21:25:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$3,466 /mo
$3,309 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,964 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $65,964!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$484,036
Your Cash$65,964
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$3,466/mo
Traditional @ 7.15%
$3,433/mo
You save $-34/month ($-404/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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