Cheryl Riley

Cheryl Riley

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$485,000

($228,250 down)
FHA

9169 W LUDLOW Drive W, Peoria, AZ 85381

3
2
1,809 sqft
PITI Monthly
$1,798.45 /mo

Listing courtesy of: Deana Marie Scott, Arizona Premier Realty Homes & Land, LLC

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,305 /mo
$1,933 /mo

What's Special

GRANITE COUNTERTOPS
VAULTED CEILINGS
WALK-IN CLOSET
SEPARATE SHOWER
PATIO

Beautiful Home! This 3BR 2 BA home is an entertainer's dream on a HUGE 10,000 square ft. lot w/sparkling pool, built in BBQ, firepit with built in seating, RV Gate, 2.5 car garage and more! Enter into formal LR & DR w/soaring ceilings and 4'' baseboards throughout. FR flows perfectly into kitchen with granite countertops & SS appliances. Vaulted ceilings & great floor plan that makes home appear larger. Tons of light w/2 skylights in FR plus sliding glass doors that lead to covered patio and outside grass/play area. MBR has large walk-in closet, vaulted ceilings, MBA w/double sinks & separate shower & tub. Water softener, solar system, ceiling fans, extended length garage w/epoxy floors. This home is a MUST SEE!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$1,798.45/mo
Estimated Loan Balance
$285,612
Cash to close
$228,250
Interest Paid
$50,088

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2.5
  • Carport: Yes
  • Carport Spaces: 2.5
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1988
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: WEST SHORE LOT 1-185 TR A
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Desert Harbor HOA
  • HOA Amenities: Unknown
  • HOA Fee: $272
  • HOA Frequency: $Semi-Annually
Location
  • Region: Peoria

Financial Details

  • Price per Sqft: $268.1
  • Tax Annual Amount: $1493
  • On Market Date: 2025-04-06T03:10:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $228,250 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $228,250!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$256,750
Your Cash$228,250
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,305/mo
Traditional @ 7.15%
$2,005/mo
You save $701/month ($8,409/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6847166

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-06T05:13:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,305 /mo
$1,933 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,250 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $228,250!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$256,750
Your Cash$228,250
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,305/mo
Traditional @ 7.15%
$2,005/mo
You save $701/month ($8,409/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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