Cheryl Riley

Cheryl Riley

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$1,495,000

($1,053,240 down)
VA

9562 Stargaze Ave, San Diego, CA 92129

4
3
2,448 sqft
PITI Monthly
$3,847.18 /mo

Listing courtesy of: Judy Spady, RE/MAX Connections

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,990 /mo
$3,296 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
PATIO
COZY

Tucked amid the foothills, this Rancho Peñasquitos Bluffs home combines warmth, space & style. Soaring ceilings & natural light fill dual living areas, a spacious kitchen, & serene master suite with large tub, walk-in closet & private shower. The backyard features lush greenery, built-in BBQ, firepit lounge, covered patio, swim spa, putting green, fruit trees & basketball court, all with beautiful views. Walk to top-rated Poway Unified schools, parks, trails & shopping—perfect for both relaxation & entertaining. This spacious 4BR/3BA home in the highly desirable Penasquitos Bluffs neighborhood offers an open floor plan with vaulted ceilings and abundant natural light. The formal living room is perfect for entertaining, while the family room opens to a gourmet kitchen with granite countertops, stainless steel appliances, and an island that invites casual dining. The downstairs bedroom and full bathroom are ideal for guests or an office. Upstairs, the expansive master suite features a cozy seating area, a luxurious spa-like bathroom with a whirlpool tub, an oversized shower, and a large walk-in closet. Two additional spacious bedrooms and a full bathroom complete the upstairs. Step outside to your private oasis, where you'll find an entertainer’s dream backyard, featuring a built-in BBQ, firepit lounge, covered patio, and a large, bubbling swim spa, all surrounded by lush landscaping and majestic palms. A custom putting green, fruit trees (including orange, fig, avocado, lemon, etc.) and a basketball court provide hours of fun. The tranquil setting is complemented by peaceful views of the surrounding hills. This home offers the perfect blend of relaxation and convenience. There is also owned solar and an electric charging station to boot!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,847.18/mo
Estimated Loan Balance
$447,599
Cash to close
$1,053,240
Interest Paid
$52,170

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, GasStarter, Outside, WoodBurning
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: ChainLink, Partial, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Heated, None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho Penasquitos
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $610.7
  • Tax Annual Amount: $18687.5
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,053,240 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $1,053,240!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$441,760
Your Cash:$1,053,240
Total Purchase Price:$1,495,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,990/mo
Traditional @ 7.15%
$3,419/mo
You save $1,429/month ($17,153/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024148SD

Listing From:

Last updated: 2025-04-11T12:26:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,990 /mo
$3,296 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,053,240 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $1,053,240!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$441,760
Your Cash:$1,053,240
Total Purchase Price:$1,495,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,990/mo
Traditional @ 7.15%
$3,419/mo
You save $1,429/month ($17,153/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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